VP, Structured Credit Risk – Digital Infra & Project Finance

89 Morgan Stanley Bank, N.A.; New York (NY); Vor Ort; USD 120.000 - 210.000; Vollzeit

Zusammenfassung

Morgan Stanley's Firm Risk Management team seeks a seasoned credit risk professional to lead credit coverage for structured lending and asset-backed financing. You will evaluate complex transactions, review cash flow models, and work with Origination, Legal, Syndication, and Risk leadership to embed credit risk in deal decisions.

The ideal candidate has 5–10+ years in credit risk, expertise in structured finance or project finance, and strong analytical and communication skills.

Qualifikationen

• Bachelor's degree required; advanced degree a plus.
• 5-10+ years of experience in credit risk, covering structured finance, project finance, or corporate industries.
• Strong experience analyzing cash-flow based structures, leverage profiles, downside scenarios and stress cases.
• Familiarity with structured transactions, securitization-style financings, or complex collateral packages preferred.
• Excellent written and oral communication skills with the ability to present clearly to senior stakeholders.

Aufgaben

• Provide primary credit risk coverage for structured lending, warehouse facilities, and asset-backed financing transactions collateralized by franchise royalties, digital infrastructure, and project finance assets.
• Lead end-to-end credit evaluation of new transactions, including review of financial statements, cash flow models, diligence materials, legal structures, and third-party reports; collaborate with business units to embed credit risk in structuring and decisions.
• Assess and approve amendments, renewals, waivers, collateral additions/releases within an assigned portfolio.
• Distill complex analyses into clear, well-reasoned credit assessments and internal memoranda for senior Credit officers and committees.
• Establish and maintain internal credit ratings, risk limits, and ongoing monitoring frameworks aligned with risk appetite.
• Monitor portfolio performance, covenant compliance, and early warning indicators; elevate risks proactively.
• Engage with regulators and internal audit on transaction-specific and portfolio matters.
• Contribute to training and development of junior team members and foster risk discipline across businesses.

Kenntnisse

Credit risk

Structured finance

Cash flow analysis

Leverage analysis

Communication

Portfolio monitoring

Stakeholder management

Ausbildung

Bachelor's degree

Jobbeschreibung

Morgan Stanley's Firm Risk Management team seeks a seasoned credit risk professional to lead credit coverage for structured lending and asset-backed financing. You will evaluate complex transactions, review cash flow models, and work with Origination, Legal, Syndication, and Risk leadership to embed credit risk in deal decisions.

The ideal candidate has 5–10+ years in credit risk, expertise in structured finance or project finance, and strong analytical and communication skills.