Senior VP, Portfolio Credit Risk & CECL Strategy

Citi; Wilmington (DE); On-site; USD 144,000 - 217,000; Full time

Job summary

Citi's Portfolio Credit Risk Management role in Wilmington, DE, oversees credit risk across portfolios, aiming to minimize losses, protect Citi's franchise, and support business strategy.

The role leads risk governance for the 1LOD and oversight for 2LOD, develops limit methodologies, conducts stress testing, CECL reserves, and risk appetite assessments to drive robust controls and proactive risk reduction.

Qualifications

• 10+ years of experience in risk management.
• Solid knowledge of credit portfolios and stress testing.
• Experience directing internal and external audits.
• Ability to collaborate across multiple teams and regulators.
• Strong governance and oversight capabilities.
• Excellent communication with stakeholders.

Responsibilities

• Supervise risk management activities across the credit portfolio.
• Oversee framework for credit reserve adequacy and stress testing.
• Validate account and non-scoring financial models.
• Conduct internal reviews and regulatory examinations to uphold integrity.
• Interpret limits governance and manage risk appetite across 1LOD and 2LOD.

Skills

Risk management

Credit portfolio management

Regulatory compliance

Internal audits

Stakeholder communication

Leadership

Education

Bachelor's degree; Master's preferred

Job description

Citi's Portfolio Credit Risk Management role in Wilmington, DE, oversees credit risk across portfolios, aiming to minimize losses, protect Citi's franchise, and support business strategy.

The role leads risk governance for the 1LOD and oversight for 2LOD, develops limit methodologies, conducts stress testing, CECL reserves, and risk appetite assessments to drive robust controls and proactive risk reduction.