Hybrid Credit Portfolio Risk Lead

Citi; Irving (TX); On-site; USD 163,000 - 172,000; Full time

Benefits offered by this job

Medical, dental & vision coverage

401(k)

Paid time off (PTO)

Wellness programs

Job summary

Citi in Irving, Texas seeks a Credit Portfolio Officer to perform quantitative analysis and consumer credit management for loss recognition in the US residential real estate line. You will lead data-driven credit risk initiatives, develop loss mitigation strategies, and monitor portfolio performance to maximize profitability while ensuring policy compliance.

The role requires a Bachelor's degree and 6 years of relevant experience with SAS/SQL/Python, analyzing data quality and driving governance

Qualifications

• Bachelor’s degree in Analytics, Engineering (any) or related field.
• 6 years of progressively responsible experience in risk/credit analysis for residential real estate.
• Experience developing quantitative frameworks for credit risk management and loss mitigation.

Responsibilities

• Perform quantitative analysis and consumer credit management for loss recognition in US residential real estate.
• Lead development and implementation of data-driven credit risk initiatives, including early default and loss mitigation strategies.
• Develop credit portfolio management strategies across loan default lifecycle using data analytics and business rules.
• Prepare risk management presentations for senior management with analytics on expected portfolio performance.

Skills

Wholesale lending operations

Credit risk analysis

Data analytics

Education

Bachelor’s degree

Tools

SAS

SQL

Python

Job description

Citi in Irving, Texas seeks a Credit Portfolio Officer to perform quantitative analysis and consumer credit management for loss recognition in the US residential real estate line. You will lead data-driven credit risk initiatives, develop loss mitigation strategies, and monitor portfolio performance to maximize profitability while ensuring policy compliance.

The role requires a Bachelor's degree and 6 years of relevant experience with SAS/SQL/Python, analyzing data quality and driving governance