VP, Commercial Lending & Growth Leader

Socket.dev; Lowell (MA); On-site; USD 94,000 - 118,000; Full time

Job summary

Align Credit Union is seeking a Vice President of Commercial Lending to lead the commercial lending function, drive business development, manage key member relationships, and structure loan terms with oversight of credit quality and regulatory compliance. The role collaborates with Risk Management and Octant CUSO to support responsible growth.

This hybrid position requires 1–2 days on site in Lowell, MA. Base pay ranges from $94,000 to $118,000 annually and may vary by experience and

Responsibilities

• Lead the Commercial Lending Function: Provide leadership and direction for commercial lending, including business development, loan production, relationship management, team priorities, and achievement of established growth and performance objectives.
• Drive Commercial Business Development: Develop new commercial loan and deposit relationships, expand existing relationships, build referral sources, and represent the Credit Union within the business community.
• Manage Commercial Relationships: Serve as the primary relationship leader for significant commercial members and prospects, identifying lending, deposit, and other financial-service opportunities.
• Lead Loan Structuring and Pipeline Management: Manage commercial opportunities from initial discussion through approval and closing. Structure loan terms, pricing, collateral, guarantees, and covenants.
• Provide Leadership to the Commercial Lending Team: Directly supervise the Commercial Lending Generalist and coordinate with the Commercial Credit Portfolio Manager.
• Manage the Octant Financial Relationship: Oversee service levels, workflow, and performance of Octant CUSO relationship.
• Oversee Commercial Portfolio Performance: Review portfolio trends, delinquencies, risk-rating changes, and policy exceptions.
• Lead Significant Credit and Problem Loan Strategies: Lead management strategies for significant criticized, delinquent, or higher-risk relationships.
• Partner with the Chief Lending Officer: Provide updates and recommendations to management and lending committees.
• This is a hybrid position and requires 1 to 2 days per week on site in Lowell, MA.
• At Align Credit Union, the base pay range is $94,000.00-$118,000.00 annually.

Job description

Align Credit Union is seeking a Vice President of Commercial Lending to lead the commercial lending function, drive business development, manage key member relationships, and structure loan terms with oversight of credit quality and regulatory compliance. The role collaborates with Risk Management and Octant CUSO to support responsible growth.

This hybrid position requires 1–2 days on site in Lowell, MA. Base pay ranges from $94,000 to $118,000 annually and may vary by experience and