VP, Card Portfolio Risk Analytics & Strategy

JPMorgan Chase & Co.; Wilmington (DE); On-site; USD 140,000 - 190,000; Full time

Job summary

JPMorgan Chase & Co. in Wilmington, DE is seeking a Vice President to lead strategic analytics for Card Portfolio Risk. You will direct analytics to optimize authorization strategies and risk controls, collaborating with Risk, Finance, and Product teams to align with business goals and regulatory requirements.

The role focuses on driving financial performance, loss mitigation, and robust governance while delivering innovative risk solutions for customer portfolios in a fast-paced environment.

Qualifications

• Bachelor’s degree in a quantitative discipline from an accredited college/university.
• Minimum 5+ years of experience in the Consumer/Business lending industry.
• Strong knowledge and understanding of Consumer/Business Credit laws and regulations.
• SAS, SQL, and statistical analysis experience.
• Proven ability to develop effective controls and manage risk in a complex environment.
• Expertise in exposure management and risk mitigation strategies.
• Demonstrated leadership in solving business problems through structured analytics.
• Excellent communication and interpersonal skills, with the ability to influence senior stakeholders.
• Proven ability to evaluate the business climate, anticipate change, and develop compensating strategies.
• Strong project management skills and attention to detail.
• Ability to efficiently manage concurrent assignments and quickly react to changing or competing priorities.

Responsibilities

• Conduct complex analysis including data collection, analysis, visualization and presentation of results to partners and management.
• Develop portfolio analytics using internal and external data along with competitive and macro-economic trends.
• Manage and optimize overlimit authorization strategies and maximum allowable exposure strategy at the customer level.
• Support formulation of risk strategy and product roadmap partnering with and influencing cross functional teams.
• Manage risk strategies to drive financial performance and risk mitigation improvements while innovating to ensure optimal strategy performance with growth mindset.
• Work closely with Risk Governance, Legal and Compliance to ensure policies are in compliance with laws and regulations.
• Collaborate with execution team to implement, validate, and monitor the strategy quality and its performance; ensure robust control and governance to manage operational risk.
• Understand data and find innovative solutions to complex business problem and drive healthy business growth with full cycle view of loss and profitability.
• Help spearhead best in class documentation and audit controls surrounding strategies.

Skills

SAS

SQL

Statistics

Risk analytics

Stakeholder influence

Project management

Education

Bachelor’s degree in a quantitative discipline

Master’s degree in a quantitative discipline

Job description

JPMorgan Chase & Co. in Wilmington, DE is seeking a Vice President to lead strategic analytics for Card Portfolio Risk. You will direct analytics to optimize authorization strategies and risk controls, collaborating with Risk, Finance, and Product teams to align with business goals and regulatory requirements.

The role focuses on driving financial performance, loss mitigation, and robust governance while delivering innovative risk solutions for customer portfolios in a fast-paced environment.