Senior VP, Business Banking Credit Risk Lead

Aumni; Houston (TX); On-site; USD 120,000 - 180,000; Full time

Job summary

JPMorgan Chase, a leading global financial services firm, seeks a Lead Credit Officer Vice President in Business Banking Risk. You will oversee credit decisions for new and existing extensions of credit, evaluate opportunities end-to-end, and apply sound credit judgment and policy expertise.

You will synthesize quantitative and qualitative insights, translate business needs into clear requirements, and present portfolio themes to senior Risk forums, influencing credit strategy and governance

Qualifications

• Bachelor’s degree or equivalent experience.
• 5+ years in a role requiring commercial credit judgment.
• Strong, objective credit views grounded in rigorous analysis.
• Knowledge of loan documentation and underwriting best practices.
• Excellent communication with senior stakeholders.

Responsibilities

• Analyze and decide credit requests for new and existing credit extensions
• Prepare and challenge quantitative and qualitative credit analyses to ensure accuracy and sound judgment
• Structure transactions by reviewing terms, negotiating conditions, and recommending risk mitigants
• Conduct due diligence and identify key risks across a range of Business Banking client relationships
• Gather business requirements and write clear business and technical stories for management consumption
• Assess market conditions, competitor actions, financial metrics, and regulatory factors to inform decisions
• Manage and analyze large datasets related to credit exposures and portfolio trends
• Escalate emerging credit risks and issues appropriately to relevant business areas and stakeholders
• Collaborate with model risk and analytics partners to support documentation, credible challenge, and approvals
• Develop portfolio deep dives and deliver presentations for senior Risk forums to support governance and decisions
• Provide guidance on credit product structure and terms to balance growth objectives with prudent risk standards

Skills

Credit risk analysis

Financial analysis

Relationship management

Communication

Policy compliance

Stakeholder collaboration

Education

Bachelor's degree or equivalent experience

MBA or advanced degree

Job description

JPMorgan Chase, a leading global financial services firm, seeks a Lead Credit Officer Vice President in Business Banking Risk. You will oversee credit decisions for new and existing extensions of credit, evaluate opportunities end-to-end, and apply sound credit judgment and policy expertise.

You will synthesize quantitative and qualitative insights, translate business needs into clear requirements, and present portfolio themes to senior Risk forums, influencing credit strategy and governance