Vice President of Consumer Lending - Frontwave Credit Union (Oceanside, CA)

Cutoday USA; Oceanside (CA); Sur place; USD 180 000 - 250 000; Plein temps

Résumé du poste

Frontwave Credit Union in Oceanside, CA seeks a visionary Vice President of Consumer Lending to steer a broad portfolio including auto, credit cards, unsecured lending, solar loans, and other lifestyle financing. You will drive growth while ensuring sound credit quality and regulatory compliance.

Reporting to the SVP/Chief Lending Officer, you will lead high-performing teams, modernize lending delivery, and optimize processes across multiple channels to deliver superior member value and

Qualifications

• Strong experience growing and managing a consumer loan portfolio within a financial institution or fintech.
• Deep knowledge of auto lending, indirect lending, credit cards, unsecured lending, solar loans, and other secured consumer products.
• The ability to balance loan growth, credit quality, member value, and financial performance.
• Experience leading multi-channel lending operations and improving the member and employee experience.
• Strong understanding of underwriting, credit risk, pricing, portfolio analytics, regulatory compliance, and lending operations.
• Experience with loan origination systems, automated decision engines, and data-driven lending strategies.
• A track record of developing people, building accountability, and leading collaborative, high-performing teams.
• Strong executive presence, communication skills, and the ability to influence across the organization.

Responsabilités

• The ideal leader brings both strategy and execution, with the ability to grow market share, modernize lending delivery, lead high-performing teams, and balance growth, profitability, service, and credit quality.
• Reporting to the SVP/Chief Lending Officer, this leader will oversee a broad consumer lending portfolio, including auto, credit cards, unsecured loans, solar, recreational vehicles, motorcycles, and other lifestyle lending solutions.
• The role will focus on sustainable growth, strong financial performance, operational excellence, and responsible risk management.

Connaissances

Consumer loan portfolio management

Auto lending

Indirect lending

Credit cards

Unsecured lending

Data-driven lending strategies

Executive presence / leadership

Outils

Loan origination systems

Automated decision engines

Portfolio analytics tools

Regulatory compliance frameworks

Description du poste

Vice President of Consumer Lending - Frontwave Credit Union (Oceanside, CA)

Type: Full Time

Qualifications:

• Strong experience growing and managing a consumer loan portfolio within a financial institution or fintech environment.
• Deep knowledge of auto lending, indirect lending, credit cards, unsecured lending, solar loans, and other secured consumer products.
• The ability to balance loan growth, credit quality, member value, and financial performance.
• Experience leading multi-channel lending operations and improving the member and employee experience.
• Strong understanding of underwriting, credit risk, pricing, portfolio analytics, regulatory compliance, and lending operations.
• Experience with loan origination systems, automated decision engines, and data-driven lending strategies.
• A track record of developing people, building accountability, and leading collaborative, high-performing teams.
• Strong executive presence, communication skills, and the ability to influence across the organization.

Responsibilities:

The ideal leader brings both strategy and execution, with the ability to grow market share, modernize lending delivery, lead high-performing teams, and balance growth, profitability, service, and credit quality.

Location: Oceanside , California

Reporting to the SVP/Chief Lending Officer, this leader will oversee a broad consumer lending portfolio, including auto, credit cards, unsecured loans, solar, recreational vehicles, motorcycles, and other lifestyle lending solutions. The role will focus on sustainable growth, strong financial performance, operational excellence, and responsible risk management.