Senior VP, Consumer Lending & Growth

Cutoday USA; Oceanside (CA); On-site; USD 180,000 - 250,000; Full time

Job summary

Frontwave Credit Union in Oceanside, CA seeks a visionary Vice President of Consumer Lending to steer a broad portfolio including auto, credit cards, unsecured lending, solar loans, and other lifestyle financing. You will drive growth while ensuring sound credit quality and regulatory compliance.

Reporting to the SVP/Chief Lending Officer, you will lead high-performing teams, modernize lending delivery, and optimize processes across multiple channels to deliver superior member value and

Qualifications

• Strong experience growing and managing a consumer loan portfolio within a financial institution or fintech.
• Deep knowledge of auto lending, indirect lending, credit cards, unsecured lending, solar loans, and other secured consumer products.
• The ability to balance loan growth, credit quality, member value, and financial performance.
• Experience leading multi-channel lending operations and improving the member and employee experience.
• Strong understanding of underwriting, credit risk, pricing, portfolio analytics, regulatory compliance, and lending operations.
• Experience with loan origination systems, automated decision engines, and data-driven lending strategies.
• A track record of developing people, building accountability, and leading collaborative, high-performing teams.
• Strong executive presence, communication skills, and the ability to influence across the organization.

Responsibilities

• The ideal leader brings both strategy and execution, with the ability to grow market share, modernize lending delivery, lead high-performing teams, and balance growth, profitability, service, and credit quality.
• Reporting to the SVP/Chief Lending Officer, this leader will oversee a broad consumer lending portfolio, including auto, credit cards, unsecured loans, solar, recreational vehicles, motorcycles, and other lifestyle lending solutions.
• The role will focus on sustainable growth, strong financial performance, operational excellence, and responsible risk management.

Skills

Consumer loan portfolio management

Auto lending

Indirect lending

Credit cards

Unsecured lending

Data-driven lending strategies

Executive presence / leadership

Tools

Loan origination systems

Automated decision engines

Portfolio analytics tools

Regulatory compliance frameworks

Job description

Frontwave Credit Union in Oceanside, CA seeks a visionary Vice President of Consumer Lending to steer a broad portfolio including auto, credit cards, unsecured lending, solar loans, and other lifestyle financing. You will drive growth while ensuring sound credit quality and regulatory compliance.

Reporting to the SVP/Chief Lending Officer, you will lead high-performing teams, modernize lending delivery, and optimize processes across multiple channels to deliver superior member value and