USA Sr. Specialist, Pricing (Hybrid-DFW Area)

Banco Santander SA; Dallas (TX); Hybrid; USD 54,000 - 93,000; Full time

Job summary

Santander USA is seeking a Sr. Specialist, Pricing in the DFW area to lead pricing for prime and nonprime products. This role blends analytical rigor with business storytelling to influence profitability and market share.

You will work with credit risk, finance, sales, dealer management, and model development teams to deliver pricing insights, develop proposals, and implement data-driven changes across systems. A hands-on analyst with SQL/SAS/Python strength and strong communication will excel.

Qualifications

• Bachelor’s degree in finance, economics, business analytics, data analytics or equivalent.
• 2+ years analytics experience in financial services; pricing preferred.
• 2+ years auto financial services or pricing for retail lending preferred.
• Strong data analysis and ability to tell business stories from data.
• Proficiency with MS Office; Excel pivot tables, Word, PowerPoint.

Responsibilities

• Analyze data to inform pricing for prime and nonprime products.
• Develop business proposals based on data reporting to meet revenue, risk, and volume objectives.
• Balance risk, profitability, and market share in pricing decisions.
• Collaborate with credit risk, finance, sales, dealer management, and model teams.
• Deliver actionable insights and executive-level summaries.

Skills

Data analysis

SQL

Python

MS Office

Communication

Attention to detail

Education

Bachelor's degree or equivalent

Tools

SQL

SAS

Python

Job description

USA Sr. Specialist, Pricing (Hybrid-DFW Area) Country: United States of America

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make

The Sr. Specialist, Pricing is responsible for analysis, research, and pricing of prime and nonprime products for strategic partners. This position is responsible for developing business proposals based on consistent data reporting/analysis to meet financial objectives of revenue, risk and volume, and seeking opportunities to further improve profitability and competitiveness in market. This position requires an individual capable of taking a \"hands-on\" approach to data analysis, following through a pricing change delivery, and presenting business stories based on data analysis/business acumen. This position blends strategic business problem solving with quantitative data analysis expertise. You will work closely with credit risk, finance, sales, dealer management, and model development teams to deliver actionable insights that balance risk, profitability, and market share. Develops clear and concise reporting for key metrics of various portfolios based on multiple data resources. Utilize data mining and data analysis to develop analytic business insights and uncover risk/opportunities relative to portfolio management and originations Develop pricing frameworks that balance yield, risk, and volume objectives. Incorporate credit risk, customer behavior, collateral trend and market data into pricing initiatives. Sets up frequent multi-organizational reviews of key metrics and develop root causes and action plans for trends that are not proceeding within expectations. Encapsulates analytic findings into executive-level summary documents to support senior management decision-making. Work across teams in organization to deliver strategic pricing changes from initiation to final system implementation Contribute to continuous process improvements in data quality, reporting, and automation. Evaluates Pricing/Rebate structure for key customers and significant industry/peer groups identifying opportunities to improve profitability.

What You Bring

• To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
• Education: Bachelor's Degree or equivalent work experience: Finance, Economics, Business Analytics, Data Analytics or equivalent field. - Required.
• Qualifications: 2+ Years Analytics experience in Financial Services Industry or educational equivalent in the relevant fields. - Preferred.
• 2+ Years Auto Financial Services Industry experience/Pricing for retail lending experience. - Preferred.
• Demonstrated ability to analyze data and make sound business story.
• Demonstrated ability to use SQL/SAS/Python to extract/process data from multiple data sources.
• Overall proficiency with MS Office (Excel pivot table, Outlook, Word, PowerPoint).
• Strong problem solving, Attention to detail, excellent organization, ability to prioritize workload and meet deadlines.
• Good written and verbal communication skills.
• Rigorous and focus on results.
• Customer-focused.
• Patient, willing to learn new skills.
• Strong intellectual curiosity and affinity for numbers.
• Analytical and organized with relentless attention to detail.

Certifications

No Certifications listed for this job.

It Would Be Nice For You To Have

Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Work Authorization & Sponsorship

Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range: Minimum: $54,375.00 USD Maximum: $92,500.00 USD

We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

The Santander Way

Santander is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. Ready to make it happen? It starts with you. It starts here.