Universal Banker

Bank of Commerce MS; Madison (MS); On-site; USD 32,000 - 42,000; Full time

Job summary

Bank of Commerce MS in Madison, MS seeks a Universal Banker to deliver everyday retail banking services on-site. You will handle deposits, withdrawals, payments and basic account support, while ensuring accuracy and compliance.

You will assist customers with opening accounts, explain product features, promote services, resolve questions, and work with branch staff to meet goals in a friendly, community-focused environment.

Qualifications

• High school diploma or equivalent required; business/finance coursework is beneficial.
• Clear and professional communication skills, both verbal and written.
• Reliable cash handling experience with accuracy and attention to detail.
• Familiarity with consumer banking products and basic loan processes, or willingness to learn.

Responsibilities

• Handle daily transactions: deposits, withdrawals, and payments with accuracy.
• Balance cash drawers and maintain accurate records.
• Assist customers with opening and maintaining accounts and explain product features.
• Support loan inquiries and applications while promoting bank services and ensuring compliance.

Skills

Customer service

Cash handling

Communication

Active listening

Problem resolution

Computers & banking systems

Education

High school diploma

Business/Finance coursework

Tools

Banking software

Microsoft Office

Job description

Company Description

Bank of Commerce MS is a community-focused financial institution serving customers across Mississippi, including Greenwood, Oxford, Starkville, Columbus, West Point, Charleston, North Carrollton, and Morton. The bank is committed to providing accessible, relationship-based banking services that prioritize the needs of individuals, families, and businesses. As a Member FDIC and Equal Housing Lender, Bank of Commerce MS upholds strong standards of safety, fairness, and regulatory compliance. Team members join a customer-first environment where service, integrity, and local involvement are central to the bank's mission.

Role Description

The Universal Banker is a full-time, on-site role based in Madison, MS, responsible for providing comprehensive banking services to retail customers. This role includes handling daily transactions such as deposits, withdrawals, and payments, balancing cash drawers, and ensuring accurate recordkeeping. The Universal Banker assists customers with opening and maintaining accounts, explains product features, and supports loan inquiries and applications. The role also involves resolving customer questions and concerns, promoting bank products and services, and following all policies and procedures to ensure compliance and security. Team members collaborate closely with branch staff to deliver efficient, friendly service and support overall branch goals.

Qualifications

• Ability to manage deposits and other transactional services with accuracy and attention to detail.
• Strong customer service skills, including relationship-building and problem resolution.
• Reliable cash handling experience, including balancing drawers and managing currency responsibly.
• Familiarity with consumer banking products and basic loans processes, or willingness to learn.
• Clear and professional communication skills, both verbal and written, with active listening abilities.
• Basic proficiency with computers, banking systems, and standard office applications.
• High school diploma or equivalent required; additional education in business or finance is beneficial.
• Prior retail banking, financial services, or cash-handling experience preferred.
• Ability to work on-site in Madison, MS, maintain punctuality, and contribute positively to a team environment.