Underwriting Trainee - Employee Benefits

The Hartford; Hartford (CT); On-site; USD 47,000 - 70,000; Full time

Job summary

The Hartford in Hartford, CT is seeking an Associate Underwriter as part of the SURGE program to develop underwriting and risk management skills through hands-on exercises, mentoring, and team projects. You'll collaborate with sales, account management and actuarial teams to underwrite cases for Group Benefits products.

Ideal candidates graduate in May 2027 with a bachelor's in Risk Management & Insurance, Business, Economics, Finance, Accounting or Math and bring strong communication,

Qualifications

• Pursuing May 2027 graduation with relevant bachelor's degree.
• Strong communication and presentation skills.
• Analytical thinker with problem-solving abilities.
• Resilience and entrepreneurial spirit.
• Excellent time and desk management.
• Goal-oriented with timely delivery.

Responsibilities

• Underwrite in support of Group Benefits products.
• Partner with Sales, Account Management and Actuarial teams.
• Participate in a multi-week learning program with mentoring and projects.

Skills

Customer-first mindset

Analytical thinking

Team collaboration

Financial mindset

Ownership of work

Adaptability

Relationship building

Career growth orientation

Education

Bachelor's degree in Risk Management & Insurance, Business, Economics, Finance, Accounting or Math

Job description

Associate Underwriter - UOTRAN

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.

We’re in the business of helping people achieve amazing things. From opening a small business to buying a car or home to recovering from illness or injury and so much more, we help people protect the things that matter. And you can help us when you join our team of underwriters. They’re at the heart of everything we do. And by joining us, you’ll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.

Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, we value self‑starters and all ideas are welcome. It’s where opportunities exist to hone your underwriting skills by working with our sales teams, experienced underwriters and other leaders – and your career path can take any direction you might choose.

The Hartford’s Group Benefits segment is a market leader in life and disability insurance and an expanding suite of voluntary products and services, providing businesses with the employee benefits solutions necessary to attract and retain top talent. The Hartford sets the standard for helping individuals reclaim their lives in the face of disability or personal crisis. The Hartford has been a proud sponsor of athletes with disabilities since 1994, becoming a founding partner of U.S. Paralympics, a division of the U.S. Olympic Committee, in 2003.

The Hartford is searching for Group Benefits Underwriters for our SURGE - SUCCEED IN UNDERWRITING’S RISK-BASED GROUP EXPERIENCE – Program. This is a comprehensive learning program in which the candidates will develop superior underwriting and risk management acumen for Group Benefits. The program is a multi‑week formal learning program that focuses on underwriting philosophy supported by hands on practical exercises, mentoring, job shadowing and team project.

Our underwriters partner with various teams at The Hartford including our Sales, Account Management and Actuarial organizations to strategize, price, evaluate and underwrite cases for our core products including Short-Term Disability, Long Term Disability and Group Life.

We’ll Be a Good Match if You Have:

• A customer‑first mindset, putting our customers at the center of everything you do.
• A passion for making decisions through both analyzing the data and employing critical thinking skills.
• A team spirit and desire to work collaboratively.
• A financial mindset to help make the best decisions.
• Ability to own your work and following through on commitments.
• Ability to decipher and execute within a fluid and changing business environment.
• An understanding of how to build relationships and trust among diverse groups.
• The ability to advance your career into technical OR leadership positions

Qualifications:

• Students expecting to graduate in May 2027 with a bachelor’s degree in Risk Management & Insurance, Business, Economics, Finance, Accounting or Math
• Excellent communication, interpersonal and presentation skills
• Ability to think analytically about business problems, make recommendations and propose solutions
• Possession of resilience and an entrepreneurial spirit
• Demonstration of solid time, organizational, and desk management skills
• Goal orientation and ability to deliver outcomes in timely manner
• Challenge the status quo to implement improvement and compete to win

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short‑term or annual bonuses, long‑term incentives, and on-the‑spot recognition. The annualized base pay range for this role is:

$46,640 - $69,960

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

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