P&C Middle Market Center Sales Underwriter

The Hartford; Cincinnati (OH); Hybrid; USD 68,000 - 145,000; Full time

Job summary

The Hartford is actively seeking experienced underwriters in Ohio to join our commercial-lines team in roles such as Executive Underwriter, Senior Underwriter and Underwriter. You will focus on pricing, broker relationships and nuanced risk assessment in a collaborative environment.

These positions offer Hybrid or Remote work with occasional office presence near Cincinnati, plus avenues for career growth and cross-functional collaboration within a leading insurer.

Qualifications

• 3+ years of P&C Middle Market underwriting experience.
• Proven ability to manage relationships with partners.
• Strong communication and presentation skills.
• Analytical mindset with problem-solving aptitude.
• Energetic self-starter with entrepreneurial spirit.
• Solid time and desk management skills.
• Willingness to mentor junior underwriters.

Responsibilities

• Underwrite and pursue new business pricing for broker partners on an account basis.
• Analyze agency book quarterly to identify action.
• Apply underwriting guidelines consistently in decisions.
• Underwrite highly complex business with limited senior support.
• Maintain knowledge of applicable laws, regulations, governance.
• Manage agency strategies for new/renewal accounts and sales plans.
• Act as trusted advisor to Brokers and Agents.

Skills

P&C Middle Market underwriting

Relationship building

Analytical thinking

Communication skills

Time management

Mentorship

Job description

Executive Underwriter - UH07BD

Senior Underwriter - UH08BA

Underwriter - UH08BB

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose.

Responsibilities

• Underwrite and actively pursue new business pricing, servicing the needs of our brokerage partners on an account by account basis
• Analyzes agency book on quarter-to-quarter basis for potential action
• Expertly applies all applicable Underwriting guidelines when making decisions
• Capable of underwriting highly complex business and will require limited support from senior underwriters and infrequent referral activity to complete quotes
• Has thorough knowledge of applicable laws, regulations and governance
• Agency Management which includes creating, driving and execution of strategies for new and/or renewal accounts (prospective book management, executes on the mix strategy, low strategy, territorial and agency sales plans, etc.)
• Acts as a trusted advisor and solution provider to Brokers and Agents

Qualifications

• 3+ years of P&C Middle Market Carrier Underwriting experience preferred
• Demonstrated success in developing and maintaining solid relationships with all internal and external business partners
• Excellent communication, interpersonal and presentation skills
• Ability to think analytically about business problems, make recommendations and propose solutions
• High energy self-starter, who is resilient and has an entrepreneurial spirit
• Demonstration of solid time, organizational, and desk management skills
• Goal-oriented and delivers outcomes
• Ability to challenge the status quo and compete to win
• Superior technical knowledge and sound decision-making and analytical skills
• Desire and ability to mentor more junior underwriting peers
• A valid driver's license is required to accomplish the required business travel expectations

This role can have a Hybrid or Remote work schedule. Candidates who live near one of our office locations (Troy, MI; Grand Rapids, MI; Independence, OH; Columbus, OH; Cincinnati, OH) will have the expectation of working in an office or on agency visits three days a week (Tuesday through Thursday).

Candidates who do not live near an office will have a remote work schedule, with the expectation of coming into an office as business needs arise.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$68,000 - $145,200

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age