Underwriting Specialist

Great American Insurance Group; Gainesville (GA); On-site; USD 71,000 - 95,000; Full time

Benefits offered by this job

Medical, dental, and vision coverage

Wellness plans

Parental leave

Adoption assistance

Tuition reimbursement

Paid time off

Paid holidays

401(k) match

Employee stock purchase plan

Commuter benefits

Job summary

SCI Summit Consulting, LLC is seeking an experienced underwriter for workers’ compensation across the Gainesville, GA area and remote regions within the Southeast. The role focuses on evaluating risk, pricing, and terms while collaborating with agents, brokers, and clients to secure profitable policy placements.

Qualified candidates have at least five years in underwriting, knowledge of state regulations, and a preference for professional designations (AU, CPCU, CIC, INS, ARM).

Qualifications

• Bachelor’s Degree in Business, Economics, Risk Management and Insurance or related field or equivalent experience.
• Minimum of 5 years of underwriting or related experience.
• Professional designation such as AU, CPCU, CIC, INS, or ARM preferred.

Responsibilities

• Underwrites new and renewal business per guidelines and risk appetite.
• Analyzes risk data to determine coverage, pricing, and terms.
• Collaborates with actuaries, agents, brokers, and clients to obtain information.
• Orders and reviews motor vehicle, loss history, outside inspections, and other reports to inform decisions.
• Ensures documentation and regulatory compliance of underwriting decisions.
• Evaluates existing policies for renewals or modifications.
• Communicates underwriting decisions clearly to internal teams, agents, and brokers.
• Keeps current on industry trends, regulatory changes, and market conditions.
• Develops and maintains relationships to generate and retain profitable business.
• Interprets and markets products and services.
• Performs other duties as assigned.

Skills

Interpersonal skills

Communication skills

Analytical skills

Attention to detail

Negotiation

Decision making

Education

Bachelor's degree in Business, Economics, Risk Management and Insurance

Job description

Summit provides independent insurance agents and their clients with market-leading workers’ comp insurance and elite customer service. We're growing and currently serve more than 7,000 independent agents and 31,000 policyholders across the South, Midwest, and Mid-Atlantic. Our strength comes from a single-minded focus on workers’ comp and a commitment to long-term customer relationships. Summit is who you turn to when you need a specialist who not only knows workers’ comp but also gets to know your business and your priorities. Our field team members are located in every state in which we operate. Summit is a member of the Great American Insurance Group where our highest goal is for all employees to feel included, respected, and empowered to perform at their best.

Essential Job Functions and Responsibilities

Evaluates and underwrites new and renewal business in accordance with Company underwriting guidelines and risk appetite. Analyzes risk data to make informed decisions on coverage, pricing, and terms. Collaborates with actuaries, agents, brokers, and clients to obtain necessary information and clarify details. Orders and reviews additional reports and screens, such as motor vehicle reports, loss history reports, outside inspections, etc., to inform decisions. Ensures proper documentation of underwriting decisions and compliance with state and federal insurance regulations. Evaluates existing policies for potential renewal or modification. Communicates underwriting decisions clearly and effectively to internal teams, agents, and brokers. Stays updated on industry trends, regulatory changes, and market conditions. Develops and maintains effective business relationships with internal and external customers/coworkers, focusing on generating new business and retaining profitable business. Interprets, explains, and markets products and services. Performs other duties as assigned.

The person hired for this position will work out of the Gainesville, GA office or remotely from one of the states in our Southeast region including GA, IL, TN, IN, SC, KY, NC.

Job Requirements

Education: Bachelor’s Degree in Business, Economics, Risk Management and Insurance, or a related field or equivalent experience.

Experience: Generally, a minimum of 5 years of experience in Underwriting or a related field.

Completion of or continuing progress toward a professional designation preferred, such as Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Program in General Insurance (INS), or Associate of Risk Management (ARM).

Scope of Job/Qualifications

Performs work under general supervision and technical direction. Familiar with moderately complex concepts, practices and procedures. Works with authority on assignments of moderate technical complexity. Maintains strong knowledge of company policies and industry laws and regulations.

Excellent interpersonal and communication skills. Demonstrates strong analytical skills with attention to detail. Strong negotiation and decision-making ability. Position requires occasional travel.

Company

SCI Summit Consulting, LLC

Salary Range: $70,680.00 -$94,620.00

Benefits: We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits. Compensation varies by role, level, and location and is influenced by skills, experience, and business needs.

*Excludes seasonal employees and interns.

Company Culture and Value

Great American Insurance Group understands the importance of choosing a financially strong company. We are an organization built for the long term and are committed to giving you that strength. Why can you trust Great American Insurance Group? For nearly 150 years, Americans have trusted us to protect them. Our innovative insurance solutions and specialization serves niche marketplaces that we know well. This expertise gives us a successful foundation that spans generations. You never know where a career in insurance will take you. Whether you are starting your career or are looking for a company to grow your experience, at Great American Insurance Group, you can join our more than 8,500 employees to "Be Here. Be GREAT!" To learn more, visit our Career Page