Portfolio Manager – Commercial Lending & Risk

Santander US; Dallas (TX); On-site; USD 790 - 130,000; Full time

Benefits offered by this job

Benefits package

Santander Benefits

Job summary

Santander US is seeking a Portfolio Management Associate within Dealer Commercial Services in Dallas. The role focuses on managing dealer relationships, monitoring portfolio performance, and ensuring accurate documentation and reporting across the loan portfolio.

Ideal candidates have 5+ years in risk or portfolio management, experience in commercial lending, and strong analytical, communication, and project management skills. A bachelor’s degree is required, with a master’s preferred.

Qualifications

• Bachelor’s degree required or equivalent experience.
• 5+ years of risk, consumer operations, internal controls, or related experience.
• Experience in commercial lending, floorplan financing, or portfolio management preferred.

Responsibilities

• Manage dealer relationships and serve as primary servicing contact.
• Maintain loan documentation and portfolio data accuracy.
• Monitor covenant compliance, delinquency trends, and risk indicators.
• Review borrower financial reporting and perform financial spreading.
• Support deal structuring and portfolio oversight.

Skills

Financial analysis

Credit analysis

Risk assessment

Portfolio monitoring

Microsoft Office

Strong communication

Project management

Education

Bachelor’s Degree in related field

Master's Degree in related field (Preferred)

Tools

nCino

DocMan

Excel

Job description

Santander US is seeking a Portfolio Management Associate within Dealer Commercial Services in Dallas. The role focuses on managing dealer relationships, monitoring portfolio performance, and ensuring accurate documentation and reporting across the loan portfolio.

Ideal candidates have 5+ years in risk or portfolio management, experience in commercial lending, and strong analytical, communication, and project management skills. A bachelor’s degree is required, with a master’s preferred.