Underwriting Intern

Lima One Capital, LLC; Greenville (SC); On-site; USD 25,000 - 39,000; Full time

Benefits offered by this job

Housing assistance available

Job summary

Lima One Capital, LLC invites applications for an Underwriting Intern position in Greenville, SC. You will support both RTL underwriting teams (Core & Strategic Accounts) and the Multifamily team, learning credit decisions and underwriting workflows in a fast-paced, regulated environment.

This 11-week internship runs May 17–July 30, 2027, Monday–Friday, 8:30am–5:30pm, onsite. You’ll develop skills in SOP maintenance, financial analysis, data review, and deal management while contributing to real

Qualifications

• Pursuing or completed degree in real estate, finance, or related field.
• Excellent verbal and written communication.
• Strong analytical and quantitative skills.
• Advanced proficiency in Microsoft Excel; financial modeling a plus.
• Interest in applying technology to underwriting processes.

Responsibilities

• Assist in maintaining SOPs for underwriting workflows.
• Support process improvement initiatives for efficiency and accuracy.
• Help evaluate underwriting systems and data intake/reporting.
• Coordinate with clients, gather documentation, track items.
• Perform financial and credit analysis to support decisions.
• Support deal management and pipeline tracking.
• Collaborate with underwriters, credit analysts, and operations staff.
• Maintain confidentiality of borrower and deal information.

Skills

Excel proficiency

Strong analytical skills

Effective communication

Attention to detail

Team collaboration

Education

Bachelor's degree in Real Estate, Finance, Economics, Accounting, or related field

Tools

Excel

Financial modeling

Job description

Description

Dive into the heart of real estate lending as Lima One Capital's Underwriting Intern, supporting both the Residential Transition Lending (RTL) underwriting teams (Core and Strategic Accounts) and the Multifamily underwriting team. You'll gain hands-on exposure to underwriting workflows across two distinct lending businesses, jumping into process improvement, systems and SOP support, client coordination, deal management, and financial analysis. Reporting to the Underwriting Manager, you'll see firsthand how credit decisions get made and what it takes to move deals forward in a fast-paced, regulated environment. If you're a student fascinated by real estate finance, credit underwriting, and the operational engine behind a lending business, this is your chance to learn by doing and make a real impact.

Responsibilities

RTL Underwriting Support (Core & Strategic Accounts)

• Assist in reviewing, updating, and maintaining Standard Operating Procedures (SOPs) for underwriting workflows
• Support process improvement initiatives aimed at increasing efficiency, consistency, and accuracy across the underwriting pipeline
• Help evaluate and refine systems and tools used in underwriting, including loan origination system workflows and data intake/reporting
• Assist with client-facing coordination, including gathering documentation, tracking outstanding items, and supporting communication between underwriters and brokers/borrowers
• Perform financial and credit analysis in support of underwriting decisions, including borrower financials, deal structure, and collateral analysis
• Support deal management and pipeline tracking to help ensure deals move through stages on schedule and with proper documentation

Multifamily Underwriting Support

• Assist with financial spreading and analysis of borrower-provided operating statements (P&Ls, T12s, rent rolls)
• Support preparation of underwriting packages, including market and comparable analysis
• Help maintain data accuracy and consistency across multifamily underwriting models and templates

Cross-Functional / General

• Identify inefficiencies or inconsistencies in current workflows and propose practical improvements
• Assist in documenting process changes to support internal knowledge continuity and audit readiness
• Collaborate with underwriters, credit analysts, and operations staff across both RTL and Multifamily teams
• Maintain confidentiality and proper handling of sensitive borrower, deal, and company information at all times, consistent with company policy

Requirements

• Bachelor's degree or pursing a degree in Real Estate, Finance, or other related field (e.g., Accounting, Economics, Business Administration, or Computer Science/Data Analytics)
• Excellent communication skills, both verbal and written, and ability to read nonverbal cues
• Strong analytical and quantitative skills, with the ability to interpret financial statements and other numeric data
• Advanced proficiency in Microsoft Excel; experience with financial modeling or data analysis is a plus
• Basic knowledge of, or coursework in, computer science, data analytics, or artificial intelligence tools, with an interest in applying technology to improve underwriting processes
• Highly detail-oriented and organized, with the ability to manage multiple tasks and deadlines in a fast-paced environment
• Ability to maintain confidentiality and exercise sound judgment when handling sensitive borrower and company information
• Prior internship, coursework, or project experience in real estate, credit, or financial analysis is a plus but not required

Program Details

• Location: Onsite in Greenville, SC. Join us in our thoughtfully designed headquarters in the heart of downtown Greenville (parking is paid for!). Housing assistance available for qualified individuals.
• Duration: 11 weeks - Monday, May 17th to Friday, July 30th, 2027
• Hours: Monday through Friday, 8:30am to 5:30pm
• Pay: All our interns are paid for the work they perform, hourly rate dependent on position

What We Offer

• On-the-Job Learning: Roll up your sleeves on projects that matter
• 1-on-1 Time with Senior Leaders: Get insights you won’t find in books
• Learning Sessions: Master Excel, understand credit, and learn to invest
• Internship Outings: Networking meets unforgettable summer experiences
• Bold Culture: Team spirit, celebrations, and a people-first mindset

Why Lima One?

• Loans Funded: $10+ billion in loans funded, 30k loans closed since 2010
• Geography: 46 states + D.C. where we revitalize neighborhoods
• Employees: ~250 employees with competitive benefits and perks
• Stability: Backed by the immense resources of MFA Financial, a publicly traded mortgage REIT with 25 years of proven success
• Veteran Founded: Founded by 2 US Marine Corps veterans, we proudly approach every deal and decision with grit, determination, boldness, and integrity

Recognized by the Inc.5000 as one of America’s fastest growing companies, Lima One specializes in providing real estate investors with financing for their rental, fix-and-flip, and new construction projects. The company is distinguished as one of South Carolina’s Best Places to Work and Top Workplaces. Lima One is headquartered in downtown Greenville, South Carolina. Learn more about us at limaone.com.

Lima One Capital does not sponsor H1B Visas. To be considered for employment, a candidate must be authorized to work in the United States for any employer and not require sponsorship, now or in the future.