Underwriter II: Risk Assessment, Pricing & Policy Issuance

USI Insurance Services; Atlanta (GA); Hybrid; USD 75,000 - 100,000; Full time

Job summary

USI Insurance Services in Atlanta seeks an intermediate underwriter to assess risks, develop premiums, and negotiate terms for broker and carrier relationships. The role requires 3+ years of underwriting experience and a high school diploma with appropriate P&C licensure.

Strong math, negotiation, and communication skills are essential, with travel up to 10%. You will apply company policies, price exposures, and issue policies while contributing to underwriting guidelines and collaboration with

Qualifications

• 3+ years of underwriting experience.
• High school diploma or equivalent required.
• For direct client service/underwriting, Property & Casualty and/or appropriate business licensure is required.
• Broad knowledge of insurance industry.
• Ability to negotiate with strong mathematical skills.
• Strong written and verbal communication skills.
• Working knowledge of Microsoft Office suite of products.
• Proficiency in utilizing company systems.
• Strong organizational and analytical skills with attention to detail and accuracy.
• Strong research skills to troubleshoot customer problems.
• Ability to travel 10% of the time.

Responsibilities

• Under limited supervision, analyze and determine the acceptability of risks.
• Obtain supplementary information as needed to underwrite policy.
• Determine the desirability of accepting or rejecting risks within guidelines.
• Coordinate risk assessment with Underwriting team as needed.
• Underwrite and price exposures in accordance with filed and approved rate levels and guidelines.
• Bring policy to completion with recommending and binding coverage, invoicing, and policy issuance.
• Identify the need, order, and evaluate additional risk assessment information.
• Communicate with agents to obtain supplemental underwriting information as needed.
• Analyze and rate endorsement requests.
• Issue and track conditional/non-renewal notices and cancellations.
• Adhere to regulatory compliance.
• Maintain knowledge of policy terms and endorsements.
• Assist manager in establishing underwriting policy and procedures.
• May require some travel for educational development or client relationship building.

Skills

Underwriting

Risk assessment

Negotiation

Analytical skills

Communication skills

Microsoft Office

Travel

Education

High school diploma or equivalent

Business licensure (P&C) preferred

Tools

Underwriting software

Policy management systems

Job description

USI Insurance Services in Atlanta seeks an intermediate underwriter to assess risks, develop premiums, and negotiate terms for broker and carrier relationships. The role requires 3+ years of underwriting experience and a high school diploma with appropriate P&C licensure.

Strong math, negotiation, and communication skills are essential, with travel up to 10%. You will apply company policies, price exposures, and issue policies while contributing to underwriting guidelines and collaboration with