Senior Property Underwriter - Complex Risks & Leadership

USI Insurance Services; Dallas (TX); On-site; USD 110,000 - 140,000; Full time

Job summary

USI Insurance Services seeks an experienced property/casualty underwriter to assess large, complex risks, develop premiums, and negotiate terms with brokers and carriers. You will manage key client relationships and lead underwriting decisions to drive profitable production.

The role requires deep knowledge of catastrophe modeling, endorsement analysis, and collaboration across teams. Travel up to 20% is expected to support client meetings and professional development.

Qualifications

• 7+ years of underwriting experience.
• High school diploma or equivalent required.
• Property & Casualty licensing or CPCU/ARM/CRM designations preferred.

Responsibilities

• Underwrite and analyze new and renewal of property accounts for the most complex assignments.
• Serve as a subject matter expert to review insurance policy.
• Assess the risk to determine the appropriate price, coverage, and terms and conditions; bring policy to completion with recommending and binding coverage, invoicing, and policy issuance.
• Identify the need, order, and evaluate additional risk assessment information.
• Interpret catastrophe modeling data (such as RMS and AIR) to determine appropriate attachment points and policy limits.
• Underwrite within defined broad limits and authority.
• Establish underwriting policy and procedures. Provide reports to management.
• Develop and maintain working relationships with agencies. Communicate effectively through broker negotiations to ensure new business flow and profitable production.
• Communicate with agents to obtain supplemental underwriting information.
• Analyze and rate endorsement requests.
• Recommend authority levels for underwriting staff and amendments/enhancements to applicable program. Includes coverage, policy forms, premium rate plans and underwriting guidelines, loss control guidelines, and distribution.
• Collaborate with internal departments to execute agreed program strategy and identification of program opportunities.
• Engage in professional development. Includes relevant industry and organizational education and training.
• Provide training and coaching to other underwriting team members as needed.
• Requires travel for client relationship building, key client/carrier facing meetings, and educational development.

Skills

Underwriting

Risk assessment

Broker negotiations

Client relationship management

MS Office

Policy analysis

CAT modeling familiarity

Education

High school diploma or equivalent

Tools

Microsoft Office

Company systems

Job description

USI Insurance Services seeks an experienced property/casualty underwriter to assess large, complex risks, develop premiums, and negotiate terms with brokers and carriers. You will manage key client relationships and lead underwriting decisions to drive profitable production.

The role requires deep knowledge of catastrophe modeling, endorsement analysis, and collaboration across teams. Travel up to 20% is expected to support client meetings and professional development.