Underwriter (Fully Remote)

Zippy; United States; Remote; USD 70,000 - 100,000; Full time

Benefits offered by this job

Remote-first culture

Equity

Generous PTO

Medical insurance

Dental insurance

Vision insurance

Parental leave

Wellbeing programs

Job summary

Zippy is hiring an experienced underwriter to assess borrower creditworthiness for manufactured housing loans. You will underwrite files, determine risk, and collaborate with dealers, brokers, and internal teams to move loan files to closing.

This remote-first company offers equity, generous PTO, and comprehensive benefits, with a fast, fully online loan process across the United States. Join a Dallas-headquartered, institutional-backed team that values passion and collaboration.

Qualifications

• Experience underwriting loans and assessing borrower risk.
• Strong financial analysis and decision documentation.
• Excellent communication of underwriting decisions to stakeholders.

Responsibilities

• Underwrite manufactured housing loans and assess borrower creditworthiness.
• Collaborate with dealers, brokers, and internal teams to manage loan files.

Skills

Mortgage underwriting

Credit analysis

Risk assessment

Financial analysis

Education

Bachelor's degree in Finance or related field

Tools

Encompass

Job description

• Underwrite manufactured housing loans and assess borrower creditworthiness.
• Collaborate with dealers, brokers, and internal teams to manage loan files.

What We Offer:

• Remote-first culture with competitive pay, equity, and generous PTO.
• Medical, dental, vision, parental leave, and wellbeing programs.

Who You Are:

• Experienced underwriter with strong financial analysis and risk assessment skills.
• Detail-oriented, independent, and excellent at communicating decisions.

Zippy provides fast, fully online loans for manufactured homes, offering home loans and insurance to buyers throughout the US. We are a remote-first, institutional-backed team headquartered in Dallas, TX, with a culture focused on passion, collaboration, and shared success.