Remote Underwriter: Manufactured Home Loans

Zippy; Phoenix (AZ); À distance; USD 80 000 - 120 000; Plein temps

Avantages offerts par ce poste

Remote work

Equity

Health coverage

Paid time off

Career growth

Résumé du poste

Zippy is seeking a skilled Underwriter for its Dealer & Broker (Retail) lending team. The role focuses on evaluating manufactured housing loan applications, assessing borrower creditworthiness, and ensuring compliance with lending regulations to move files efficiently through the pipeline.

Responsibilities include analyzing income verification, tax returns, and valuations, underwriting standard scenarios, and collaborating with dealers and brokers to offer viable loan options.

Qualifications

• Previous experience as a loan underwriter or in a similar role.
• Strong knowledge of underwriting guidelines, lending regulations, and compliance requirements.

Responsabilités

• Review loan applications and supporting documentation for manufactured housing loans.
• Assess borrower creditworthiness by analyzing financial statements, tax returns, employment history, and other relevant information.
• Evaluate loan-to-value ratios, debt-to-income ratios, and other key financial indicators.

Connaissances

Underwriting

Credit analysis

Regulatory compliance

Financial statements

Dealer/broker communications

Risk assessment

Outils

Loan origination software

Underwriting systems

Document management platforms

Description du poste

Zippy is seeking a skilled Underwriter for its Dealer & Broker (Retail) lending team. The role focuses on evaluating manufactured housing loan applications, assessing borrower creditworthiness, and ensuring compliance with lending regulations to move files efficiently through the pipeline.

Responsibilities include analyzing income verification, tax returns, and valuations, underwriting standard scenarios, and collaborating with dealers and brokers to offer viable loan options.