Underwriter Associate

Risk Placement Services; Lexington (KY); On-site; USD 45,000 - 70,000; Full time

Job summary

Join a dynamic and innovative team at a leading insurance firm where your contributions are valued. In this exciting role, you will underwrite insurance applications, evaluating risks and collaborating with teams to enhance your skills. This position offers the chance to grow in a supportive environment that prioritizes creativity and teamwork. With a commitment to inclusion and diversity, the company fosters a culture where every idea counts. Enjoy competitive compensation and a comprehensive benefits package, including flexible work hours and educational reimbursement. If you're ready to unleash your potential, this opportunity is perfect for you.

Benefits

Medical, dental, and vision plans

Life and accident insurance

401(k) and Roth retirement options

Tax-advantaged accounts (HSA, FSA)

Educational expense reimbursement

Paid parental leave

Digital mental health services (Talkspace)

Flexible work hours

Training programs

Charitable matching gift program

Qualifications

• Bachelor's degree required; no prior experience necessary.
• Working knowledge of Microsoft Windows and Office applications.

Responsibilities

• Underwrite individual insurance applications for property and casualty.
• Evaluate risks based on property value, location, and safety features.

Skills

Microsoft Windows applications

Microsoft Office

Analytical skills

Communication skills

Interpersonal skills

Education

Bachelor's degree

Job description

At Risk Placement Services, we're more than just a team – we thrive on collaboration, creativity, and tackling challenges head-on. Our culture fosters an environment where every idea counts, and every individual's contribution matters. Step into a world of excitement and innovation as we work with top-rated carriers to design robust coverage for our clients. Unleash your potential and join our spirited team, where you'll have the freedom to explore and the support to grow.

We believe that every candidate brings something special to the table, including you! So, even if you feel that you’re close but not an exact match, we encourage you to apply.

How you'll make an impact

Under direct supervision, you will underwrite individual insurance applications to cover property and casualty, following guidelines for issuing policies on a standard or substandard basis. You will evaluate risks based on property value, location, usage, safety features, and other relevant information to decide whether to accept, modify, or decline a risk. You will frequently contact field teams to gather information supporting underwriting decisions. This role does not have assigned production or service goals. You will collaborate with underwriting teams to learn service and operational procedures.

About You

Required: Bachelor's degree; no prior experience required. Working knowledge of Microsoft Windows applications and Microsoft Office.

Preferred: Detail-oriented; strong analytical skills; good communication and interpersonal skills.

Compensation and Benefits

Along with a competitive salary, great teams, and exciting career opportunities, we offer a comprehensive range of benefits:

• Medical, dental, and vision plans, starting from day one
• Life and accident insurance
• 401(k) and Roth retirement options
• Tax-advantaged accounts (HSA, FSA)
• Educational expense reimbursement
• Paid parental leave

Additional benefits include:

• Digital mental health services (Talkspace)
• Flexible work hours (availability varies by office and job function)
• Training programs
• Gallagher Thrive program for health and wellbeing
• Charitable matching gift program
• And more...

Our Commitment to Inclusion and Diversity

We value inclusion and diversity as core to our organization. Gallagher has a long-standing commitment to sustainability and community support. We embrace diverse identities, experiences, and talents to better serve our clients and communities. Inclusion is a conscious effort, and diversity is a strength. We are committed to providing equal employment opportunities and prohibit discrimination based on protected characteristics. Reasonable accommodations are provided to qualified individuals with disabilities, unless undue hardship occurs.

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