Underwriter

Arthur J. Gallagher & Co. (AJG); Whippany (NJ); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Competitive compensation

Comprehensive benefits

Career development opportunities

Collaborative, people-first culture

Job summary

Arthur J. Gallagher & Co. (AJG) in Whippany, NJ is seeking a Property & Casualty Underwriter to assess risks for individual insurance applications and decide whether to accept, modify, or decline them.

You will work with field teams to gather necessary details and support underwriting decisions with clear reasoning. The role emphasizes evaluating property value, location, use, and safety features, following guidelines, and assisting with account service as needed.

Qualifications

• Underwriting experience in property and casualty.
• Ability to review property value, location, use, and safety features.
• Decide whether to accept, change, or decline risk using guidelines.
• Communicate underwriting decisions clearly in writing and speaking.

Responsibilities

• Review applications with care and apply underwriting guidelines.
• Coordinate with field teams to gather facts needed for risk assessment.
• Explain underwriting decisions clearly in writing and in conversation.
• Support Senior Underwriter with account service/management as needed.

Skills

Property & casualty underwriting

Risk assessment guidelines

Communication (written)

Communication (verbal)

Account services support

Collaboration with field teams

Education

Bachelor's degree

Tools

Microsoft Windows

Microsoft Office

Job description

Introduction

At RPS, we don’t just embrace bold ideas, we make them happen. We’re a team of entrepreneurs, big-picture thinkers, and passionate experts who thrive on possibility. Every day, we collaborate across teams, challenge convention, and push boundaries to design innovative solutions for our clients. With access to top-rated carriers and a dynamic marketplace, we bring strategy and creativity together to deliver what others might call impossible. Here, every voice counts, every perspective matters, and every challenge is an opportunity to grow. You’ll be supported by a culture that celebrates ownership, curiosity, and high performance, where you’re trusted to do your best work and encouraged to keep learning along the way.

Overview

You’ll underwrite individual property and casualty insurance applications. You’ll decide whether to accept, change, or decline a risk. Your work will focus on facts like property value, location, use, and safety features.

You’ll talk often with field teams to gather the details you need. You’ll also help explain and support your underwriting decisions. There are no assigned production goals in this role. You may also support a Senior Underwriter with account service and account management.

How you'll make an impact

You’ll review each application with care and use underwriting guidelines to guide your decision. You’ll look at the risk details, ask for more information when needed, and help make sure each decision is clear and well supported.

You’ll stay close to field partners so you can get the facts you need to assess the risk. You’ll also help keep accounts moving by supporting a Senior Underwriter when needed. Your work will help turn complex risk information into clear underwriting choices.

Here’s what you’ll bring to the role:

• Property and casualty underwriting experience
• Experience reviewing property value, location, use, and safety features
• Experience deciding whether to accept, change, or decline risk based on guidelines
• Comfort talking with field teams to gather facts and support underwriting decisions
• Ability to explain underwriting decisions clearly in writing and in conversation
• Experience supporting account service or account management work

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About You

Required:

• Bachelor's degree and 2 years related experience required.
• Working knowledge of Microsoft Windows applications and Microsoft Office.
• Detail oriented; strong analytical skills and good communication and interpersonal skills

Compensation and benefits

At Gallagher, we believe supporting our colleagues goes far beyond the role itself. For more information, visit our Benefits page.

• Competitive compensation
• Comprehensive benefits programs designed to support your well-being
• Career development opportunities and ongoing learning
• A collaborative, people-first culture with accessible leadership
• The opportunity to do meaningful work with global reach and local impact

At Gallagher, we are dedicated to building an inclusive and authentic workplace. If your past experience doesn’t align perfectly, we encourage you to join our Talent Community to stay connected to additional career opportunities. At times, we will consider transferable skills from previous roles.

Gallagher is an affirmative action/equal opportunity employer (Minorities/Females/Veterans/Disabled)