Underwriter

RockBridge Search & Recruitment; Seattle (WA); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Competitive compensation

Comprehensive benefits

Career advancement

Leadership development

Job summary

RockBridge Search & Recruitment is seeking an analytical Underwriter in Seattle to balance risk with opportunity and help borrowers secure financing. You will assess commercial loan requests, review financial statements, and prepare credit memorandums that clearly articulate recommendations.

You will collaborate with Commercial Relationship Managers, ensure compliance with credit policies, monitor portfolios, and present findings to credit committees.

Qualifications

• Bachelor's degree in Finance, Accounting, Business, Economics, or a related field.
• 3+ years of commercial underwriting or credit analysis experience.

Responsibilities

• Analyze commercial loan requests and assess overall creditworthiness.
• Review financial statements, tax returns, cash flow analyses, and collateral information.
• Prepare comprehensive credit memorandums with clear recommendations.
• Identify potential risks and propose practical solutions to strengthen loan structures.
• Collaborate closely with Commercial Relationship Managers throughout the lending process.
• Ensure compliance with internal credit policies and regulatory guidelines.
• Monitor existing loan portfolios and identify developing trends or concerns.
• Present findings confidently to credit committees and senior leadership.
• Stay current on market conditions, industry trends, and economic factors that influence lending decisions.

Skills

Analytical thinking

Credit analysis

Financial statement analysis

Excel proficiency

Communication skills

Attention to detail

Time management

Education

Bachelor's degree in Finance, Accounting, Business, Economics, or a related field

Tools

Microsoft Excel

Commercial loan systems

Credit analysis software

Job description

Numbers tell stories. Businesses write the next chapter. As an Underwriter, you'll be the person who connects the two.

We're looking for an analytical professional who enjoys balancing risk with opportunity. You'll evaluate commercial lending requests, uncover the details that matter, and partner with relationship managers to help clients achieve their goals while protecting the bank's portfolio. This isn't just about checking boxes. It's about making informed decisions that fuel growth and build lasting partnerships.

If spreadsheets make you smile, financial statements feel like puzzles waiting to be solved, and you know that every great lending decision starts with thoughtful analysis, we'd love to meet you.

What You'll Do

• Analyze commercial loan requests and assess overall creditworthiness.
• Review financial statements, tax returns, cash flow analyses, and collateral information.
• Prepare comprehensive credit memorandums with clear recommendations.
• Identify potential risks and propose practical solutions to strengthen loan structures.
• Collaborate closely with Commercial Relationship Managers throughout the lending process.
• Ensure compliance with internal credit policies and regulatory guidelines.
• Monitor existing loan portfolios and identify developing trends or concerns.
• Present findings confidently to credit committees and senior leadership.
• Stay current on market conditions, industry trends, and economic factors that influence lending decisions.

What You Bring

• Bachelor's degree in Finance, Accounting, Business, Economics, or a related field.
• 3+ years of commercial underwriting or credit analysis experience preferred.
• Strong understanding of commercial lending principles and financial analysis.
• Ability to interpret complex financial statements with accuracy and confidence.
• Excellent critical thinking and problem-solving abilities.
• Outstanding written and verbal communication skills.
• Exceptional organizational skills with the ability to manage multiple priorities.
• High attention to detail without losing sight of the bigger picture.
• Proficiency with Microsoft Office, particularly Excel, and commercial loan systems.

Why You'll Love This Role

• Join a collaborative team that values thoughtful decision-making and professional growth.
• Make a meaningful impact by helping businesses secure the financing they need to thrive.
• Competitive compensation package with comprehensive benefits.
• Opportunities for continued learning, career advancement, and leadership development.
• Supportive culture where curiosity, integrity, and sound judgment are recognized and rewarded.

The Bottom Line

Every loan has a story before it's ever funded. As our Underwriter, you'll help determine which stories become success stories. If you're equal parts analytical, curious, and collaborative, this is your opportunity to make a lasting impact with a respected financial institution in the Seattle market.