Underwriter

People's Trust Insurance Company; Deerfield Beach (FL); On-site; USD 60,000 - 75,000; Full time

Job summary

People's Trust Insurance Company seeks an onsite Underwriter in Deerfield Beach, FL. The role evaluates new business and renewals against guidelines to ensure risk-appropriate decisions.

You will collaborate with agents, review inspections and documentation, manage a high-volume workload, and contribute to maintaining a profitable book of business in a fast-paced environment.

Qualifications

• 2+ years of Property & Casualty underwriting experience
• Bachelor’s/Associate degree preferred
• Active 4-40, 2-20 or 20-44 license desirable
• Proficiency with Microsoft Office and multiple software platforms
• Strong communication and detail-oriented skills

Responsibilities

• Analyze new and renewal business to determine eligibility and proper risk selection.
• Review applications, inspections, photographs, and supporting documentation to underwriting decisions.
• Communicate underwriting decisions and required documentation with agents.
• Manage assigned workload meeting service levels and production expectations.
• Handle high-volume underwriting transactions with accuracy and quality.
• Exercise sound judgment when evaluating risk and determining action.
• Perform other duties and special projects as assigned.

Skills

P&C underwriting

Underwriting experience

4-40 License

2-20 General Lines

20-44 Resident Personal Lines

Attention to detail

Education

High school diploma or GED

Bachelor's/Associate preferred

Tools

Microsoft Office

Job description

Location: In-Office, Deerfield Beach, FL Department: Underwriting

Status: Non-Exempt Position Type: Full Time

Reports to: Underwriting Supervisor Date:

As an Underwriter, you will be responsible for evaluating new business applications, ensuring eligibility based on company guidelines, and reviewing renewal policies to maintain a profitable book of business. You will have the opportunity to work with agents, analyze inspection reports, assess risk, and determine the appropriate course of action.

Essential Duties and Responsibilities:

• Analyze and evaluate new and renewal business to determine eligibility and proper risk selection.
• Review applications, inspections, photographs, and supporting documentation to make underwriting decisions in accordance with company guidelines.
• Communicate directly with agents regarding underwriting decisions, inspections, policy changes, cancellations, and required documentation.
• Manage an assigned underwriting workload while meeting established service levels and production expectations.
• Handle a high volume of underwriting transactions while maintaining accuracy, quality, and service standards.
• Exercise sound judgment when evaluating risk and determining the appropriate underwriting action.
• Perform other duties and special projects as assigned.

Qualifications and Skills:

• High school graduate or GED is required; a Bachelor's or Associate's Degree preferred.
• Minimum of two years of Property & Casualty underwriting, agency, or insurance operations experience, or an equivalent combination of education and experience.
• Must possess a 4-40 Customer Service Representative, 2-20 General Lines, or 20-44 Resident Personal Lines License. Professional certifications and designations are beneficial.
• Proficiency with Microsoft Office and the ability to learn and navigate multiple software platforms.
• Desire to contribute to a positive work environment.
• Ability to manage competing priorities in a fast-paced, production-driven environment.
• Strong communication skills both verbally and in writing. Ability to interact on a professional level with agents and policyholders.
• Exhibits critical thinking and analytical skills with high attention to detail.
• Demonstrated ability to work independently and manage workload effectively.
• Strong organizational skills with the ability to manage a high-volume workload while maintaining accuracy and attention to detail.
• Ability to interpret underwriting guidelines and consistently apply sound judgment.
• Maintains the integrity of the company and provides exceptional, best-in-class customer service.
• Availability to work extended/additional hours during storm season, if necessary
• This is an onsite role in Deerfield Beach, so candidates must be local or open to relocating to sunny South Florida!