Personal Lines Underwriter

SafePoint Insurance Company; The Woodlands (TX); On-site; USD 63,000 - 77,000; Full time

Benefits offered by this job

Sign-on bonus

Health Insurance

401K Plan

Paid Time-Off

Professional Development Programs

Job summary

SafePoint Insurance Company is looking for experienced Underwriters in The Woodlands, Texas. The role involves reviewing applications and inspections, ensuring compliance with company guidelines, and providing feedback on submissions.

Competitive salary up to $70,000 annually plus a $2,000 sign-on bonus, along with comprehensive benefits including health, dental, and retirement plans.

Qualifications

• 3-5 years of underwriting experience for a carrier in homeowners insurance.
• TX P&C Individual Producer license and reciprocal licenses in all 50 states.
• Thorough knowledge of the underwriting process and analytics involved.

Responsibilities

• Review applications, inspections, and endorsement requests.
• Review exterior inspection reports and follow-up tasks.
• Research and enter information into the company system.

Skills

Underwriting experience

Communication skills

Analytical skills

Organizational skills

Advanced computer skills

Education

College degree preferred

Job description

Job Description

Safepoint MGA is an admitted Property & Casualty insurance carrier seeking experienced Underwriters to support our Personal Lines Homeowners department. If you have a passion for risk analysis and a strong background in homeowners underwriting, we encourage you to apply!

Why This Opportunity Stands Out

Competitive, Transparent Pay

• Qualified, seasoned Underwriters can earn a base salary of up to $70,000.00 annually

Sign-On Bonus

• Qualified Underwriters are eligible to earn a $2,000.00 sign‑on bonus following their introductory period

Crowned One of Florida Trend’s Best Companies to Work For, 2025

• We’re proud to be recognized by Florida Trend in their annual Best Companies to Work For list, highlighting our standout workplace culture and employee satisfaction!

Financial Stability and Employee Visibility

• You’re not a number here. Join a financially solid, mission‑focused team where your contributions are noticed and your growth is supported

Job Summary

Reviews applications, inspections, and endorsement requests to determine the eligibility of the property or request for coverage within the company guidelines.

Duties And Responsibilities

• Reviews exterior inspection reports, new business submissions, risk alerts, as well as follow up tasks on accounts needing additional underwriting review/action
• Reviews requests for underwriter cancellation/nonrenewal action, reinstatement requests, and endorsements for acceptability
• Interprets manuals and contracts for multiple lines of business in multiple states.
• Researches and correctly enters information into the company policy administration system
• Communicates effectively internally and externally, escalating issues when warranted
• Adheres to the established productivity and quality metrics established.
• Other tasks and projects may be assigned

Essential Functions

• Assists internal service associates via telephone and e‑mail with exception requests beyond their authority level
• Ability to think critically, assess risk, and make informed decisions
• Assists agents via telephone and e‑mail with new business exception requests.
• Provides feedback on submissions and documentation needed to make application or endorsement acceptable to the company
• Ability to obtain and maintain resident Property & Casualty insurance licensing through the Texas DOI, and reciprocal licenses in all 50 states in the continental United States

Qualifications

• 3-5 years of underwriting experience for a carrier in property and casualty homeowners insurance required
• TX P&C Individual Producer license and reciprocal licenses in all 50 states
• Thorough knowledge of the underwriting process and the analytics involved
• Excellent communication and organizational skills
• Advanced computer skills and strong systems knowledge
• College degree preferred

Licensing Requirements

Please note that most organizations overseeing Property and Casualty licensure requirements, including the Florida Department of Financial Services, require individuals to answer background questions about criminal history and undergo fingerprinting as part of the licensing process. Obtaining applicable licensure is a requirement for this position.

Physical Requirements

While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to type, handle, or feel; and reach with hands and arms.

Working Conditions

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, copiers, filing cabinets and fax machines.

Safepoint MGA, LLC does not offer immigration sponsorship or support for this role. This includes serving as the immigration employer of record or providing documentation or assistance for work authorization processes now or in the future, including H‑1B, OPT, STEM OPT, CPT, J‑1, etc.

Compensation And Benefits

We recognize that talented professionals are attracted to companies that provide a great place to work, combined with a comprehensive and competitive pay and benefits package, along with opportunities for personal growth and job advancement. For this reason we are pleased to provide:

• Market Competitive Wages commensurate with experience
• Sign‑on bonus potential
• Prof. Development and Educational Assistance Programs
• Safe Harbor 401K Plan with Immediate Vesting and an Automatic Company Contribution
• Paid Time‑Off (Discretionary, PTO, Parental Leave, and others)
• Company Paid Holidays
• Health Insurance
• Dental Insurance
• Vision Insurance
• Short and Long Term Disability Insurance
• Flexible Spending Accounts with Company Contribution
• Health Savings Accounts with Company Contribution
• Employee Life and AD&D Insurance
• Dependent Life and AD&D Insurance
• Free AAA Membership
• Identity Theft Protection
• Other Ancillary Insurance Benefit Programs
• And more…

Equal Employment Opportunity Statement

Safepoint Insurance is an equal employment opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, age or disability. We assure you that your opportunity for employment with Safepoint depends solely on your qualifications.