U.S. BaaS Compliance Lead

Stripe; United States; Remote; USD 180,000 - 240,000; Full time

Job summary

Stripe is seeking a U.S. Regulatory Compliance Lead for FinCRO to own second‑line oversight of BaaS products and bank‑fintech partnerships.

You will translate federal and state requirements into clear policies, controls, monitoring, evidence, and ownership across Stripe, sponsor banks, and partners. The role covers BSA/AML, consumer protection, regulatory exams, and change management, with collaboration across Product, Legal, Risk, Engineering, Operations, and Internal Audit to drive remediation

Qualifications

• Minimum 7+ years in U.S. banking/fintech compliance with BaaS experience.
• Deep understanding of U.S. BaaS regulatory framework and roles across partners.
• Proven ability to translate complex requirements into policies, controls and evidence.
• Experience with risk assessment, control testing, and remediation governance.

Responsibilities

• Own second-line compliance framework for U.S. BaaS products and partnerships.
• Translate federal/state laws and supervisory expectations into practical controls.
• Set controls for BSA/AML, customer due diligence, sanctions, and disclosures.
• Oversee consumer and lending compliance incl. UDAAP, Reg E/Z/B, FCRA, FDCPA.
• Manage regulatory exams, remediation, and change management with stakeholders.

Skills

BaaS compliance

Regulatory framework

Policy development

Cross-functional collaboration

Written communication

Job description

Stripe is seeking a U.S. Regulatory Compliance Lead for FinCRO to own second‑line oversight of BaaS products and bank‑fintech partnerships.

You will translate federal and state requirements into clear policies, controls, monitoring, evidence, and ownership across Stripe, sponsor banks, and partners. The role covers BSA/AML, consumer protection, regulatory exams, and change management, with collaboration across Product, Legal, Risk, Engineering, Operations, and Internal Audit to drive remediation