Treasury & Credit Analyst

Vaco; Santa Ana (CA); On-site; USD 100,000 - 125,000; Full time

Job summary

Vaco by Highspring seeks a Treasury & Credit Analyst to join its Finance team, with exposure to credit risk, treasury, cash flow management, corporate insurance, financial analysis, and contract review across the business. The ideal candidate has 5–10 years in credit, treasury, risk management, or corporate finance, preferably in manufacturing or technology, and Mandarin language skills.

This is a highly visible role that partners with cross‑functional teams and can lead to broader leadership

Qualifications

• 5+ years of experience in credit, treasury, risk management, insurance, or corporate finance.
• Manufacturing or technology industry experience.
• Advanced Excel skills and ERP experience.

Responsibilities

• Assess customer creditworthiness, establish credit limits and monitor exposure.
• Prepare and analyze cash flow forecasts and support liquidity planning.
• Support treasury activities, banking relationships, and reporting.
• Monitor foreign exchange exposure and assist with risk management.
• Coordinate corporate insurance programs including renewals and claims.
• Review contracts for financial, credit, and risk exposure.
• Partner with other departments on contract negotiations and finance projects.
• Support cash flow and funding for manufacturing and supply chain operations.
• Participate in strategic finance initiatives with Finance leadership.

Skills

Financial statement analysis

Excel

Analytical thinking

Communication

Organizational skills

Cash management

Working capital

Education

Bachelor's degree in Finance, Business, Economics, or related field

Tools

SAP

Oracle

Job description

Treasury & Credit Analyst

Our client is seeking an energetic, analytical, and self-motivated Treasury & Credit Analyst to join its Finance team. This is a highly visible role offering broad exposure across credit risk, treasury, cash flow management, corporate insurance, financial analysis, and contract review.

The ideal candidate brings 5-10 years of relevant experience, preferably within the manufacturing or technology industry, and is looking for an opportunity to expand beyond day-to-day transactional responsibilities. This individual will work closely with the Director of Finance Operations, participate in key meetings and projects, and have the opportunity to grow into a broader leadership role over time.

Key Responsibilities

• Assess customer creditworthiness, establish credit limits, monitor exposure, and provide credit recommendations.
• Prepare and analyze cash flow forecasts and support liquidity and working capital planning.
• Support treasury activities, banking relationships, financing agreements, and treasury reporting.
• Monitor foreign exchange exposure and assist with related risk-management activities.
• Coordinate corporate insurance programs, including renewals, claims, and appropriate coverage.
• Review customer and supplier contracts for financial, credit, and risk exposure.
• Partner cross-functionally on contract negotiations and other finance-related projects.
• Support cash flow and funding requirements related to manufacturing and supply chain operations.
• Participate in strategic finance initiatives and special projects alongside Finance leadership.

Qualifications

• Bachelor's degree in Finance, Business, Economics, or a related field.
• 5+ years of experience required; 5-10 years strongly preferred in credit, treasury, risk management, insurance, financial analysis, or corporate finance.
• Manufacturing or technology industry experience required.
• Strong knowledge of financial statement analysis, commercial credit, cash management, and working capital.
• Advanced Microsoft Excel skills.
• ERP experience with SAP, Oracle, or a comparable system strongly preferred.
• Strong analytical, problem-solving, communication, and organizational skills.
• Flexible and adaptable with the ability to manage multiple priorities and work effectively across departments.
• Exposure to commercial credit platforms, foreign exchange, trade finance, or international business is a plus.
• Mandarin language skills Required.

Ideal Candidate

This opportunity is particularly well suited for someone who wants to grow beyond a traditional analyst role. The successful candidate will be proactive, adaptable, comfortable working across multiple areas of finance, and interested in becoming a trusted partner to the Director of Finance Operations with the potential to take on greater leadership responsibility in the future.

Salary: $100,000-$125,000

Highspring LLC (d/b/a Vaco by Highspring) and its parents, affiliates, and subsidiaries ("we," "our," or "Vaco by Highspring") are committed to the full inclusion of all qualified individuals and does not discriminate against any employee or applicant for employment because of race (including but not limited to traits historically associated with race such as hair texture and hair style), color, sex (includes pregnancy or related conditions), religion or creed, national origin, citizenship, age, disability, status as a veteran, union membership, ethnicity, gender, gender identity, gender expression, sexual orientation, marital status, political affiliation, or any other protected characteristics as required by applicable law. The company is also committed to ensuring that persons who need them are provided with reasonable accommodations; if an accommodation is needed to participate in the job application or interview process, please contact [e-mail] .

Vaco by Highspring also wants all applicants to know their rights that workplace discrimination is illegal.