Credit, Risk & Treasury Analyst

Kingston Technology; Fountain Valley (CA); On-site; USD 106,000 - 125,000; Full time

Benefits offered by this job

Health insurance

401(k) matching

Paid time off

On-site gym

Community involvement opportunities

Job summary

Kingston Technology Co., Inc. in Fountain Valley, CA is seeking a Credit, Risk & Treasury Analyst with 5–10 years of experience to join our Finance team. The role covers credit risk management, insurance, treasury operations, cash flow management, and contract review, with opportunities for professional growth and potential leadership.

Salary is $106K-$125K. Essential functions include assessing creditworthiness, managing insurance programs, preparing cash flow forecasts, optimizing working

Qualifications

• Bachelor’s degree in Finance, Business, Economics, or a related field.
• At least 5 years of experience in credit, treasury, risk management, insurance, financial analysis, or corporate finance.
• Advanced Microsoft Excel skills; ERP experience (SAP, Oracle, or similar) preferred.

Responsibilities

• Credit & Risk Management: assess customer creditworthiness, establish credit limits, monitor exposure, and provide credit recommendations.
• Insurance & Risk Mitigation: coordinate global insurance programs, manage renewals and claims, and ensure appropriate coverage for business operations and contractual requirements.
• Treasury & Cash Flow: prepare cash flow forecasts, optimize working capital, support banking relationships and financing agreements, monitor foreign exchange exposure, and assist with liquidity planning and treasury reporting.
• Contract & Manufacturing Support: review customer and supplier contracts for financial and risk exposure, collaborate with cross-functional teams on negotiations, and support funding and cash flow needs for supply chain and manufacturing operations.

Skills

Financial analysis

Credit risk

Cash management

Working capital

Communication

Cross-functional collab

Leadership potential

Education

Bachelor's degree in Finance/Business/Economics

Tools

Microsoft Excel

ERP systems (SAP/Oracle)

Job description

Career Opportunities: Credit, Risk & Treasury Analyst (981)

Requisition ID981-Posted11/02/2026-None-5-10 years-Full Time-Bachelors

We are seeking an energetic, analytical, and self-motivated professional with at least 5 years of experience to join our Finance team. This role offers broad exposure to credit risk management, corporate insurance, treasury operations, cash flow management, and contract review, with opportunities for professional growth and future leadership. Salary $106K-125K

ESSENTIAL FUNCTIONS:

• Credit & Risk Management: Assess customer creditworthiness, establish credit limits, monitor exposure, and provide credit recommendations to support sound business decisions.
• Insurance & Risk Mitigation: Coordinate global insurance programs, manage renewals and claims, and ensure appropriate coverage for business operations and contractual requirements.
• Treasury & Cash Flow: Prepare cash flow forecasts, optimize working capital, support banking relationships and financing agreements, monitor foreign exchange exposure, and assist with liquidity planning and treasury reporting.
• Contract & Manufacturing Support: Review customer and supplier contracts for financial and risk exposure, collaborate with cross-functional teams on negotiations, and support funding and cash flow needs for supply chain and manufacturing operations.

GUIDELINES (ABILITIES, KNOWLEDGE, AND SKILLS):

• Strong financial statement analysis, commercial credit, cash management, and working capital knowledge.
• Excellent analytical, problem-solving, communication, and organizational skills.
• A proactive, detail-oriented professional who thrives in a fast-paced environment
• Builds strong cross-functional relationships
• Manages competing priorities
• Eager to expand their expertise and grow into a broader leadership role

EDUCATION/EXPERIENCE:

• Bachelor’s degree in Finance, Business, Economics, or a related field.
• At least 5 years of experience in credit, treasury, risk management, insurance, financial analysis, or corporate finance.
• Advanced Microsoft Excel skills; ERP experience (SAP, Oracle, or similar) preferred.

Preferred:

• Experience in technology, electronics manufacturing, supply chain, or international business; familiarity with commercial credit platforms, foreign exchange, or trade finance.
• Mandarin proficiency is a plus.

BENEFITS:

We offer a competitive compensation, health insurance, profit sharing and 401k matching to help you and your family build a healthy and secure future.

• Group healthcare choices that include a 100% employer paid option for employees and eligible dependents to provide strong support for employee well-being and preventative care, including comprehensive medical, dental, vision, and flexible savings account plans
• A generous 401(K) plan with immediate matching contributions that helps build future financial security through a 401(k) plan with employer matching
• Generous paid time off plans to renew and refresh through vacation, personal leave, holidays, and parental leave.
• On-site gym and free fitness classes to help our employees meet their health goals.
• Opportunities to give to the community.

Salary to be determined by education, experience, knowledge, skills and abilities of applicant, internal equity, and alignment with market data.

Kingston Technology Co., Inc. is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected Veteran Status, or any other characteristic protected by applicable federal, state, or local law.

If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Kingston Technology Co. , Inc. Human Resources Representative.