Transportation Credit Executive: Portfolio Growth & Risk

BMO; Chicago (IL); On-site; USD 90,000 - 180,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

BMO Financial Group in Chicago seeks an experienced Credit Analyst to support lending decisions for Transportation Commercial banking loans. You will analyze credit information, negotiate loan structures, and monitor portfolio performance to optimize risk-adjusted returns.

Collaborate with Relationship Managers and partners to grow client relationships, ensure compliance, and deliver compelling loan solutions. Competitive compensation and benefits are offered.

Qualifications

• Bachelor’s degree required; Business Administration, Finance and Accounting preferred.
• Deep knowledge and technical proficiency gained through extensive education and business experience.
• Foundational level of proficiency: Structuring Deals
• Advanced level of proficiency: Problem Solving
• Portfolio Management
• Credit Risk Assessment

Responsibilities

• Analyzes credit information to support lending decisions for Transportation Commercial banking loans.
• Makes credit decisions and recommendations in line with bank policies.
• Negotiates loan structures and terms to match client needs with risk appetite.
• Assesses repayment capacity using financial models and tools.
• Signs off on new, renewal and extension loans within delegated authority.
• Monitors portfolio for risk and compliance; analyzes sector trends.
• Leads proposal development and delivers presentations to win new business.
• Develops business plans to grow client relationships within the portfolio.
• Maintains client relationships in collaboration with Relationship Manager.

Skills

Credit analysis

Financial modelling

Risk assessment

Loan structuring

Portfolio management

Client relationship

Financial statements

Education

Bachelor’s degree

Finance & Accounting

Tools

Microsoft Office

Job description

BMO Financial Group in Chicago seeks an experienced Credit Analyst to support lending decisions for Transportation Commercial banking loans. You will analyze credit information, negotiate loan structures, and monitor portfolio performance to optimize risk-adjusted returns.

Collaborate with Relationship Managers and partners to grow client relationships, ensure compliance, and deliver compelling loan solutions. Competitive compensation and benefits are offered.