Commercial Credit Risk & Underwriting Analyst

BMO; United States; On-site; USD 55,000 - 110,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

BMO is hiring for a Commercial Credit Analyst to analyze credit information and support lending decisions for a portfolio of Commercial banking clients in the United States. You will prepare credit summaries, assess risks, and assist in structuring loans in line with bank policies while maintaining high client service standards.

The role involves developing proposals, monitoring portfolio performance, and collaborating with Relationship Managers to expand client relationships.

Qualifications

• Bachelor's degree in a business-related field or equivalent experience.
• Strong analytical and financial modeling skills.
• Experience with credit or lending instruments in corporate banking preferred.

Responsibilities

• Analyzes credit information to support lending decisions for commercial loans.
• Prepares detailed credit summaries and analyzes client risk and performance.
• Supports loan structuring and negotiation to align terms with risk appetite.
• Maintains data accuracy in loan documentation and systems.
• Identifies opportunities to expand client relationships and cross-sell banking solutions.
• Works with Relationship Manager to monitor portfolio performance and risk.

Skills

Problem Solving

Collaboration

Detail-Oriented Customer Service

Analytical Thinking

Financial Analysis

Loan Structuring

Data Analysis

Regulatory Compliance

Portfolio Management

Credit Risk Assessment

Banking Operations

Microsoft Office

Education

Bachelor's degree

Tools

Microsoft Office

Job description

BMO is hiring for a Commercial Credit Analyst to analyze credit information and support lending decisions for a portfolio of Commercial banking clients in the United States. You will prepare credit summaries, assess risks, and assist in structuring loans in line with bank policies while maintaining high client service standards.

The role involves developing proposals, monitoring portfolio performance, and collaborating with Relationship Managers to expand client relationships.