Transaction Operations Specialist - Waterford

Virginia Credit Union; Midlothian (TX); On-site; USD 42,000 - 60,000; Full time

Job summary

Virginia Credit Union in Midlothian, TX is seeking a detail‑oriented Cash Operations Specialist to handle daily ATM settlement tasks, reconcile feeds, and ensure accurate posting to ledgers.

You will coordinate with card and cash vendors, monitor outages, and support testing and documentation for reconciliations, while delivering quality member service.

This role requires strong Excel skills, the ability to multitask in a high‑volume environment, and a willingness to work Saturday hours as needed.

Qualifications

• High School Diploma or equivalent required.
• Experience in a financial institution preferred.
• Knowledge of Reg CC and Reg E is a plus.
• Strong computer skills and Excel proficiency.
• Effective communication and teamwork ability.

Responsibilities

• Handle transactions accurately and seek approval for exceptions.
• Provide quality member service consistent with expectations.
• Post adjustments and support reconciliation processes.
• Prepare and maintain Excel logs and reports.
• Investigate ATM/PSCU outages and resolve issues.
• Coordinate with vendors and internal teams on settlements.
• Support business continuity and quarterly testing.
• Comply with enterprise policies and training requirements.

Skills

ATM settlement

Reg CC knowledge

Reg E knowledge

Data entry

Analytical skills

Communication skills

Team player

High volume work

Education

High School Diploma

Tools

Excel

Job description

Job Description:JOB DUTIES AND RESPONSIBILITIES:Handles each transaction proficiently and accurately, exercising good judgement and seeking approval for any transaction exceeding assigned levels of authority.Provide quality service to our members, both internal and external, by following all member service expectations as outlined in Transaction Operations.Balance inclearing exception totals on a daily basis. This requires a specific account of all items found on the NSF Report and what was done with them (i.e. paid, returned, etc…)Serve as a primary tester for all release testing relating to NSF Report.Post adjustments for encoding errors and send notification to the appropriate member(s).Utilize and maintain information in Excel logs, contact management requests, PSCU/STAR accounts, network settlement, adjustment reports and Word documents and assist with settlement issues.Activate all cashboxes for ATM PLUS terminalsPost journal vouchers for ATM cash orders on the FED statement (FED to Vault(s) and Vault(s) to FED) – relating to replenishment/residual and deposit cash and over/short cash to assigned general ledger accounts.Post journal vouchers for debit cash adjustments on the FED statement.Prepare Excel spreadsheets for ATM PLUS weekly replenishments daily.Upload Excel spreadsheets into current software programResearch and post exception items from multiple daily Accounting reconciliation emailsInvestigate and resolve monetary ATM/PSCU Outages.Utilize various vendor reporting tools to settle ATMs cash daily.Investigate and resolve ATM cash outages.Interact and communicate with card and cash vendors and internal teams (including but not limited to Check Servicing, ADS, Fraud Risk Management, Contact Center, Branches, Transaction Operations, IT, Records Management and Accounting).Identify and resolve settlement issues and/or member inquiries.Review and process all vendor reports related to member adjustments and network settlement.Identify opportunities to improve existing procedures and communicate them to the manager.Handle member service issues escalated from representative prior to having management intervention.Support business continuity plan initiatives, which require regular cross training on all critical Check Servicing processes and quarterly testing.Comply with all published enterprise level policies and procedures including, but not limited to, Risk Management policies.Complete all required, ongoing enterprise level training including, but not limited to BSA, OFAC, and Information Security.Report all Risk Management Policy violations in accordance with policy.Other duties may be required and assigned by the manager.JOB QUALIFICATIONS:Minimum Education:High School Diploma or equivalentExperience:Experience with a financial institutePrior ATM settlement experience preferred.Knowledge of Reg. CC and Reg. E requirements preferredKnowledge, Skills and Abilities:Basic computer skills (Word, Excel, Outlook, Internet)Effective communication, analytical, and conflict resolution skills.Excellent oral communication skills, including professional phone etiquetteAbility to work independently and with a teamAbility to work in a high-volume, deadline oriented environment while maintaining a high degree of speed and accuracyBasic mathematical & clerical aptitude.Ability to multitask and prioritize.Functional knowledge of financial institution systems, products, services, and procedures.Reliability and dependability.Demonstrates sound judgment and decision making skills, with attention to detailsDemonstrates flexibility and willingness to adapt to changeStrong organizational and time management skillsPositive attitude and willingness to learn.Aptitude and desire for goal achievement.Able to work Saturday hours when/if needed.Ability to promote VACU products and services.Ability to understand and apply principles of risk management.Ability to effectively interact with all levels and departments of the organization.PHYSICAL REQUIREMENTS:This job requires the ability to sit for long periods of time.This job requires occasionally lifting up to 20 pounds and/or up to 10 pounds frequently.Salary range: $42,400 - $59,565