Trade Payables and Receivables Operations Lead

Jobtailor; Miami (FL); On-site; USD 90,000 - 120,000; Full time

Job summary

Jobtailor is seeking an Operations/Trade Finance specialist in Miami to support day-to-day processing for Trade Payables and related financing programs. You will coordinate onboarding, funding, servicing, and supporting transitions to ensure accurate documentation and timely settlements.

The role requires 5-7 years in banking operations with exposure to treasury or working capital finance and proficiency with Loan IQ, NCino/Elevate, and Fiserv.

Qualifications

• Bachelor's degree in a related field or equivalent experience.
• 5-7 years in banking operations with exposure to trade/financing programs.
• Experience with loan/core systems, workflow tools, and reporting platforms.

Responsibilities

• Support day-to-day operational processing for Trade Payables and related capital finance programs.
• Coordinate onboarding, booking, funding, servicing, and support transitions.
• Review inputs and documentation for trade finance transactions.
• Monitor repayment processing, final settlements, and modifications.
• Perform reconciliations across platforms and records.
• Investigate data discrepancies and coordinate resolutions.
• Prepare management reporting on utilization, balances, and SLAs.
• Collaborate with Technology, Credit, Compliance, and Finance on improvements.
• Assist with implementation projects and vendor integrations.

Skills

Trade Payables

Supply Chain Finance

Operational Risk Governance

Loan Operations

Process Improvement

Data Analysis

Reconciliation

Exception Management

System Implementation

Regulatory Reporting

Education

Bachelor's Degree

Tools

Loan IQ

NCino/Elevate

Fiserv

Reporting Tools

Job description

• Support day-to-day operational processing and servicing for Trade Payables, Supply Chain Finance, Receivables Finance, and related Working Capital Finance programs
• Coordinate operational transitions across onboarding, booking, funding, servicing, and support functions
• Review and validate operational inputs, documentation, and system records for trade finance transactions
• Monitor repayment processing, partial payments, approved modifications, exceptions, loan payoffs, and closures
• Perform or oversee reconciliations across Trade platforms, core systems, payment systems, and accounting records
• Investigate, elevate, and coordinate resolution of exceptions, breaks, and data discrepancies
• Support operational readiness and implementation for buyers, suppliers, corporate clients, and program participants
• Maintain procedures, job aids, control routines, and process documentation
• Support operational risk governance, issue identification, root cause analysis, corrective action tracking, exception reporting, control monitoring, and audit/regulatory readiness
• Prepare management and stakeholder reporting on utilization, balances, advances/loans, supplier participation, repayments, exceptions, SLAs, reconciliations, and capacity indicators
• Partner with Technology, Product, Credit, Compliance, Finance, Treasury, and vendors on platform enhancements, automation, process improvements, testing, and workflow stabilization
• Provide input during implementation projects, vendor integrations, system testing, and change management
• Perform other duties and special projects as assigned

Requirements

• 5-7 years of experience in banking operations, with exposure to Loan Operations, Commercial Lending Operations, Treasury Operations, Trade Services, Supply Chain Finance, Receivables Finance, Payables Finance, or Working Capital Finance programs
• Experience supporting commercial or corporate banking clients and working with loan/core systems, workflow tools, payment systems, document repositories, reporting tools, or trade/supply chain platforms
• 2-4 years of experience supporting process improvement, system implementation, control execution, reconciliation, reporting, or operational risk activities in a regulated banking environment preferred
• Working knowledge of Payables Finance, Supply Chain Finance, Receivables Finance, invoice financing, trade-related lending, and post-funding servicing concepts
• Strong understanding of loan operations, servicing workflows, funding controls, repayment processing, reconciliations, exception management, and operational risk controls
• Ability to understand and document system interactions across Trade platforms, nCino/Elevate, Loan IQ/Core, payment systems, Finance/GL, and document repositories
• Strong analytical skills to identify process gaps, data breaks, control weaknesses, root causes, and remediation actions
• Ability to work across Product, Front Office, Credit, Compliance, Treasury, Finance, Technology, Legal, Audit, external vendors, and operations teams
• Ability to support regulatory, audit, and management reporting requests with accuracy, clarity, and appropriate documentation
• Strong attention to detail, sense of urgency, and ability to manage multiple priorities, deadlines, exceptions, and project tasks
• Proficiency with Microsoft Excel, Word, Outlook, reporting tools, workflow tools, and loan or trade finance systems; Loan IQ, Fiserv, and nCino/Elevate preferred
• Effective verbal and written communication skills
• Bachelor's Degree in Business Administration, Finance, Accounting, Operations, or related field; equivalent combination of education and relevant experience may be considered
• Trade finance, loan operations, treasury operations, supply chain finance, receivables finance, operational risk, or related banking operations certifications preferred but not required

Core Competencies

Demonstrates expertise in Trade Payables, Supply Chain Finance, and Receivables Finance, with a strong focus on operational risk governance, reconciliation, and process improvement in a banking environment. Proficient in managing loan operations and collaborating with cross-functional teams to enhance operational efficiency and compliance.

Highest-signal resume keywords

• Trade Payables Management
• Supply Chain Finance Expertise
• Operational Risk Governance
• Loan Operations Experience
• Process Improvement Support

ATS Optimization Keywords

Hard Skills

• Reconciliation
• Exception Management
• Operational Risk Controls
• Data Analysis
• System Implementation

Soft Skills

• Attention to Detail
• Effective Communication
• Analytical Skills
• Ability to Manage Multiple Priorities

Certifications & Qualifications

• Banking Operations Certifications

Industry Keywords

• Commercial Lending Operations
• Treasury Operations
• Trade Services
• Working Capital Finance
• Invoice Financing

Tools & Technologies

• Microsoft Excel
• Loan IQ
• NCino/Elevate
• Fiserv
• Reporting Tools