Trade Credit Risk Associate - Structured Working Capital

Fairygodboss; New York (NY); On-site; USD 120,000 - 170,000; Full time

Job summary

JPMorgan Chase & Co. is seeking a Trade Credit Risk Associate within Trade Credit Risk, Wholesale Credit Risk.

You will provide independent credit judgment, challenge risk views, and partner with product, sales, and legal teams to structure and monitor working capital financing transactions. You will review new originations, assess risk, and support portfolio monitoring while contributing to risk policies and controls as the portfolio grows.

Qualifications

• Minimum 3 years of experience in credit risk, trade risk, or structured finance.
• Strong credit analysis skills, including transaction structuring and risk identification.
• Experience with structured working capital finance or related trade finance products, or transferable experience from adjacent fields.

Responsibilities

• Review new originations, renewals, and amendments for structured working capital transactions, including structure, obligor and counterparty risk, collateral, and repayment sources
• Analyze key documentation terms and identify risk mitigants to support well-governed approvals
• Advise first-line partners on credit line requests by assessing product suitability, structure, and controls
• Communicate risk views and propose solutions for transactions in the pipeline
• Monitor transaction-level and portfolio-level performance, including emerging risks and concentrations
• Develop risk monitoring frameworks as the portfolio expands and adds product variations
• Apply portfolio analytics and data-driven insights to enhance monitoring, trend detection, and decision support
• Evaluate variations from standard documentation and product guidelines and recommend risk management decisions
• Partner with stakeholders to assess new product structures, policy exceptions, and control solutions
• Support the rollout of new trade products by contributing to risk policies and controls
• Deliver training on trade products and associated risks to internal partners

Skills

Credit risk

Structured working capital

Portfolio analysis

Communication skills

Collaboration

Documentation interpretation

Job description

JPMorgan Chase & Co. is seeking a Trade Credit Risk Associate within Trade Credit Risk, Wholesale Credit Risk.

You will provide independent credit judgment, challenge risk views, and partner with product, sales, and legal teams to structure and monitor working capital financing transactions. You will review new originations, assess risk, and support portfolio monitoring while contributing to risk policies and controls as the portfolio grows.