Senior Associate, Wholesale Credit Risk Analyst

JPMorgan Chase & Co.; Plano (TX); On-site; USD 90,000 - 120,000; Full time

Job summary

JPMorgan Chase & Co. in Plano, TX, is seeking a Senior Associate Credit Analyst in Wholesale Credit Risk to manage credit risk for the Merchant Services Wholesale Credit portfolio.

You will perform financial statement reviews, cash-flow analysis, and determine risk ratings while maintaining timely reviews and collaborative relationships with Relationship Managers and Legal. This role emphasizes strong analytical skills, clear credit memos, and the ability to balance risk with commercial

Qualifications

• Bachelor’s degree in Finance, Economics, Accounting or related discipline.
• 3+ years of experience in credit risk analysis or related fields.
• Strong financial analysis and credit memo writing ability.

Responsibilities

• Evaluate and approve merchant relationships through financial statement review and cash-flow analysis.
• Identify and elevate problem credits and negotiate to protect the bank’s interests.
• Deliver well-supported credit decisions with stakeholder engagement.
• Monitor industry trends and maintain timely credit reviews.
• Collaborate with Relationship Managers and Legal to uphold risk standards.

Skills

Financial analysis

Credit risk analysis

Credit memo writing

Stakeholder management

Communication skills

Time management

Education

Bachelor's degree in Finance, Economics, or Accounting

Tools

Microsoft Word

Microsoft Excel

PowerPoint

Job description

JPMorgan Chase & Co. in Plano, TX, is seeking a Senior Associate Credit Analyst in Wholesale Credit Risk to manage credit risk for the Merchant Services Wholesale Credit portfolio.

You will perform financial statement reviews, cash-flow analysis, and determine risk ratings while maintaining timely reviews and collaborative relationships with Relationship Managers and Legal. This role emphasizes strong analytical skills, clear credit memos, and the ability to balance risk with commercial