Territory Commercial Lines Underwriter

Berkshire Hathaway Guard; Scottsdale (AZ); Hybrid; USD 60,000 - 125,000; Full time

Benefits offered by this job

Hybrid schedule

Generous PTO

Medical, dental & vision starting day

401(k), tuition reimbursement & longév

Job summary

Berkshire Hathaway GUARD Insurance Companies is seeking a Territory Underwriter to manage a designated commercial lines territory. You will evaluate risk, price new and renewal business, and grow relations with agencies to drive profitable expansion.

The role requires deep underwriting experience across property, GL, commercial auto, and workersComp, plus strong collaboration and data-driven decision capabilities. Hybrid work schedule with some travel supports growth at scale.

Qualifications

• Bachelor's degree or equivalent combination of education and experience preferred.
• Professional designations AU or CPCU preferred.
• Minimum of 5 years of underwriting experience in Property, General Liability, Commercial Auto and Workers Compensation.
• Strong understanding of underwriting practices, risk assessment, and policy structures.
• Familiarity with insurance policy language and coverage forms.
• Solid understanding of working with data to support underwriting decisions.
• Strong time management, organizational, and prioritization skill.
• Clear written and verbal communication skills.
• Ability to collaborate effectively across teams.
• Self-motivated with strong attention to detail and accountability.

Responsibilities

• Evaluate risk, make underwriting decisions, build agency relationships, and drive profitable growth.
• Collaborate with Distribution partners, business leaders, and agencies to identify opportunities and deliver service.
• Evaluate, select, and price new and renewal business within established authority.
• Manage profitability, retention, and growth within the territory.
• Negotiate terms and conditions to secure profitable opportunities.
• Build and maintain productive relationships with agency partners.
• Provide responsive service and support to agents while strengthening engagement.
• Collaborate with internal teams to identify service improvements and address feedback.
• Travel throughout the territory to meet agency partners and attend industry events.
• Participate in virtual meetings and maintain regular communication with stakeholders.

Skills

Underwriting expertise

Relationship building

Analytical judgment

Communication skills

Team collaboration

Education

Bachelor's degree or equivalent

AU/CPCU designation preferred

Tools

Underwriting software knowledge

Job description

Overview

Good Things Start Here.

Good things are happening at Berkshire Hathaway GUARD Insurance Companies—an A+ (Superior) rated, nationwide Property & Casualty insurer backed by Berkshire Hathaway. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, long‑term careers.

Good Things You Can Count On.

• Hybrid schedule: 2 days remote / 3 in‑office
• Predictable hours (no nights, weekends, or holidays)
• Competitive pay + generous PTO
• Medical, dental & vision starting day one
• 401(k), tuition reimbursement & longevity bonuses

Responsibilities

What You’ll Do

We're looking for an experienced Territory Underwriter to manage and grow a designated commercial lines territory. In this role, you'll evaluate risk, make sound underwriting decisions, build strong agency relationships, and help drive profitable growth across the region. You'll work closely with Distribution partners, business leaders, and agency stakeholders to identify opportunities, support retention efforts, and deliver exceptional service.

How You’ll Make an Impact

• Evaluate, select, and price new and renewal business within established underwriting authority.
• Manage profitability, retention, and growth within an assigned territory.
• Negotiate terms and conditions to secure profitable business opportunities.
• Partner with Distribution and Line of Business leaders to develop and execute territory growth strategies.
• Build and maintain productive relationships with agency partners.
• Provide responsive service and support to agents while strengthening agency engagement.
• Collaborate with internal teams to identify service improvements and address agency feedback.
• Monitor market trends and competitive activity to identify opportunities and support business planning.
• Travel throughout the territory to meet with agency partners and attend industry events as needed.
• Participate in virtual meetings and maintain regular communication with key stakeholders

Qualifications

What You’ll Bring

• Bachelor’s degree or equivalent combination of education and experience preferred
• Professional designations such as AU or CPCU preferred
• Minimum of 5 years of underwriting experience in Property, General Liability, Commercial Auto and Workers Compensation
• Strong understanding of underwriting practices, risk assessment, and policy structures
• Familiarity with insurance policy language and coverage forms
• Solid understanding of working with data to support underwriting decisions
• Strong time management, organizational, and prioritization skill
• Clear written and verbal communication skills
• Ability to collaborate effectively across teams
• Self‑motivated with strong attention to detail and accountability

What to Expect

• A blend of underwriting expertise, territory management, and relationship building.
• Regular interaction with agency partners and internal business leaders.
• Opportunities to influence territory performance and contribute to strategic growth initiatives.
• A collaborative environment focused on delivering long-term profitable results.

Salary Range

$60,000.00-$125,000.00 USD

In accordance with applicable pay transparency laws, this range represents a good‑faith estimate. Final compensation will be determined based on factors such as experience, credentials, geographic location, and other considerations permitted by law.

This role may be based out of our office locations:

Scottsdale, AZ; and Rancho Cordova, CA.

Interview Integrity Notice:Berkshire Hathaway GUARD is committed to a fair and consistent hiring process. Candidates are expected to participate independently in interviews. Unauthorized recording, transcription, AI note-taking, or AI interview assistance tools may not be used during interviews without prior approval.