SVP, Consumer Lending — Growth, Strategy & Risk

Hope-Enterprise-Corporation; Flowood (MS); On-site; USD 120,000 - 180,000; Full time

Job summary

Hope Enterprise Corporation, based in Jackson, MS, seeks a Senior Vice President, Consumer Lending to lead the credit union’s consumer lending division, overseeing origination, underwriting, funding, servicing and collections with a focus on growth and risk management.

This executive will develop and execute lending strategies to drive loan production, optimize portfolio performance, ensure regulatory compliance, and deliver outstanding member experiences across direct, indirect, and digital

Qualifications

• 10+ years of progressive experience in consumer lending, retail banking, or credit union lending operations.
• 5+ years of executive or senior leadership experience managing consumer lending teams.
• Proven experience overseeing multiple lending functions.
• Demonstrated success in portfolio growth, loan production, and profitability management.
• Experience developing lending strategies that balance growth, risk, and member service.
• Credit union experience.
• Experience in institutions exceeding $500 million in assets.
• Experience leading digital lending initiatives and loan automation.
• Bachelor's degree in Finance, Business Administration, Accounting, Economics, Management, or related field.
• Graduate School of Banking certification or equivalent executive banking program.

Responsibilities

• Develop and execute the credit union's consumer lending strategy.
• Lead all aspects of direct, indirect, and digital consumer lending.
• Align lending initiatives with the overall strategic plan.
• Establish and execute annual and long-term consumer lending growth strategies.
• Achieve loan production, portfolio growth, profitability, and return objectives.
• Oversee lending-related expenses and operational efficiency.
• Oversee all consumer lending operations from application through funding.
• Monitor portfolio quality and credit trends.
• Ensure compliance with lending regulations and requirements.

Skills

Executive leadership

Consumer lending

Portfolio growth

Credit risk

Strategic planning

Digital lending

Loan automation

Regulatory compliance

Relationship management

Team development

Education

Bachelor's degree in Finance, Business Administration, Accounting, Economics, Management, or related field

Graduate School of Banking certification or equivalent executive banking program

Job description

Hope Enterprise Corporation, based in Jackson, MS, seeks a Senior Vice President, Consumer Lending to lead the credit union’s consumer lending division, overseeing origination, underwriting, funding, servicing and collections with a focus on growth and risk management.

This executive will develop and execute lending strategies to drive loan production, optimize portfolio performance, ensure regulatory compliance, and deliver outstanding member experiences across direct, indirect, and digital