Strategic Pricing & Risk Manager – Homeowners Insurance (Remote)

Kin Insurance, Inc.; Northern (KY); Hybrid; USD 120,000 - 180,000; Full time

Benefits offered by this job

Competitive salary + RSUs

401(k) with company match

Medical, dental & vision coverage

Company-funded HSA contributions

Life insurance & short-term disability

Flexible PTO and holidays

Parental leave

Job summary

Kin Insurance, Inc. is seeking a strategic Pricing & Risk Manager to drive profitable growth across new and existing markets. You will own state-specific homeowners and auto pricing, regulatory filings, and go-to-market execution, collaborating with actuarial, claims, distribution, underwriting, and tech teams.

The role focuses on shaping pricing, forms, underwriting guidelines, and customer experience while aligning with Kin's financial goals and risk appetite in a remote-first setup.

Qualifications

• 3+ years of insurance product experience.
• 4+ years of relevant functional experience.
• Direct insurance product management with understanding of state-level P&Ls and regulations.
• Experience with rate-making, forecasting, modeling, competitive analysis and risk portfolio management.

Responsibilities

• Own P&L performance for multiple Southeast states across homeowners, auto, and related lines.
• Develop and execute state/product strategies for pricing, coverage, underwriting guidelines, retention and CX.
• Analyze performance data, competitive intel and customer feedback to refine offerings and journeys.
• Partner with actuarial on rate-making, forecasting, segmentation and risk selection.

Skills

P&L ownership

Pricing strategy

Rate-making

Regulatory filings

Data analysis

Cross-functional collaboration

Project management

Market awareness

Education

Bachelor’s degree in business/quantitative field

Job description

Kin Insurance, Inc. is seeking a strategic Pricing & Risk Manager to drive profitable growth across new and existing markets. You will own state-specific homeowners and auto pricing, regulatory filings, and go-to-market execution, collaborating with actuarial, claims, distribution, underwriting, and tech teams.

The role focuses on shaping pricing, forms, underwriting guidelines, and customer experience while aligning with Kin's financial goals and risk appetite in a remote-first setup.