Auto Insurance Product & Pricing Lead

Portage Ventures GP Inc.; United States; Remote; USD 120,000 - 180,000; Full time

Job summary

Kin is seeking an Auto Pricing and Risk Manager to help build the next generation of auto coverage and expand Kin’s footprint across states. This hands-on role sits at the intersection of pricing strategy and product development—turning market insight and risk analysis into new coverage options, rating features, and pricing enhancements.

This role will directly shape Kin's ability to enter and deepen markets, as you collaborate with actuarial, product, and compliance teams and leverage AI/ML to

Qualifications

• 5+ years of insurance product development experience; personal auto insurance experience preferred but not necessary.
• Experience building or launching new insurance products, features, or rating enhancements.
• Experience supporting state expansion efforts, including new-state pricing model development and regulatory readiness.
• Hands-on experience applying AI and machine learning tools to pricing, underwriting, or risk workflows, with measurable results.
• Strong understanding of regulatory modeling and compliance requirements across multiple states.
• Ability to translate market research and competitive analysis into concrete pricing and product recommendations.

Responsibilities

• Design and develop new auto insurance products, rules, coverages, and enhancements that improve competitiveness and customer value.
• Lead state expansion efforts by building and launching pricing models for new states, and optimizing existing state models for performance.
• Own the research and proposal of new products, rules, coverages, and enhancements.
• Own the end-to-end rollout process, from initial pricing analysis through launch and post-launch monitoring.
• Leverage AI and machine learning tools to enhance pricing accuracy, uncover emerging risk patterns, and accelerate analytical workflows.
• Partner cross-functionally with actuarial, product, and compliance teams to ensure new features are technically sound and regulator-ready.
• Build and maintain dashboards and KPIs that track the performance of newly launched products and pricing features.
• Translate market and competitive research into concrete product recommendations and pricing adjustments.
• Identify opportunities for pricing innovation ahead of state expansion, ensuring readiness for regulatory review and market entry.

Skills

Insurance product dev

Pricing models

AI/ML tools

Regulatory modeling

Cross-functional collaboration

Market insights

Job description

Kin is seeking an Auto Pricing and Risk Manager to help build the next generation of auto coverage and expand Kin’s footprint across states. This hands-on role sits at the intersection of pricing strategy and product development—turning market insight and risk analysis into new coverage options, rating features, and pricing enhancements.

This role will directly shape Kin's ability to enter and deepen markets, as you collaborate with actuarial, product, and compliance teams and leverage AI/ML to