Pricing & Risk Manager, Southeast States

Midwest Startups; Northern (KY); Hybrid; USD 130,000 - 180,000; Full time

Benefits offered by this job

RSUs and equity

401(k) with company match

Medical, dental, vision

Job summary

Kin is seeking a strategic Pricing & Risk Manager to drive profitable growth across state markets. You will own the full product lifecycle, from market research to regulatory filings, collaborating with actuarial, claims, distribution, underwriting, and technology teams.

You will shape pricing, coverage, and forms, align with risk goals, and own state-level P&Ls to support Kin’s growth and sustainability in a rapidly evolving insurance landscape.

Qualifications

• 3+ years of insurance product experience and 4+ years of relevant functional experience.
• Direct insurance product management with state-level P&Ls, regulations, and product requirements.
• Experience with rate-making, forecasting, modeling, competitive analysis, and risk portfolio management.

Responsibilities

• Own P&L performance for multiple state markets, driving profitability across homeowners and auto lines.
• Develop and execute state and product strategies for pricing, coverage, forms, and underwriting guidelines.
• Analyze performance data and feedback to refine offerings and improve journeys.
• Partner with actuarial on rate-making, forecasting, segmentation, and risk selection.
• Lead regulatory filings and approvals for rate and product changes.
• Collaborate with technology to improve agent and customer experiences.
• Identify automation and operational improvements for efficiency.
• Serve as SME on assigned markets, regulatory environments, and product performance.
• Define and validate product-market fit using data and insights.
• Lead cross-functional projects from planning to execution.

Skills

Insurance product management

State-level P&Ls

Rate making

Forecasting

Modeling

Risk portfolio management

Cross-functional collaboration

Project management

Regulatory compliance

Communication

Education

Bachelor’s degree in a quantitative field

Job description

Kin is seeking a strategic Pricing & Risk Manager to drive profitable growth across state markets. You will own the full product lifecycle, from market research to regulatory filings, collaborating with actuarial, claims, distribution, underwriting, and technology teams.

You will shape pricing, coverage, and forms, align with risk goals, and own state-level P&Ls to support Kin’s growth and sustainability in a rapidly evolving insurance landscape.