Pricing & Risk Manager - Remote, Equity, Growth

Kin Insurance; United States; Remote; USD 120,000 - 180,000; Full time

Benefits offered by this job

Competitive salary

Equity (RSUs)

401(k) with company match

Comprehensive health plan

Job summary

Kin Insurance is seeking a strategic Pricing & Risk Manager to drive profitable growth across homeowners and auto markets. You will own state-specific P&Ls, shape pricing, underwriting strategy, and regulatory filings in collaboration with actuarial, claims, distribution, and technology teams.

You will lead rate-making, forecasting, and risk selection, while driving cross-functional projects and improving customer experiences.

Qualifications

• 3+ years of insurance product experience and 4+ years of relevant functional experience.
• Bachelor's degree in business management, mathematics, finance, actuarial science, accounting, economics, engineering, or another quantitative discipline.
• Direct insurance product management experience with knowledge of state-level P&Ls, insurance regulations, and product requirements.
• Experience with rate-making, forecasting, modeling, competitive analysis, and risk portfolio management.
• Ability to operate in fast-paced environments and quickly grasp new concepts and technologies.
• Strong project management and cross-functional collaboration skills.

Responsibilities

• Own P&L performance for multiple Southeast states, driving profitable growth across homeowners, auto, and related insurance lines.
• Develop and execute state and product strategies for pricing, coverage and forms, underwriting guidelines, retention, conversion, and customer experience.
• Analyze performance data, competitive intelligence, and customer feedback to refine coverage offerings and improve application and policyholder journeys.
• Partner with actuarial teams on rate-making, forecasting, segmentation, and risk selection strategies.
• Lead regulatory filings and manage approval processes for rate and product changes in assigned states.
• Collaborate with technology teams to improve agent and customer experiences through system enhancements and process improvements.
• Identify and implement automation and operational improvements to increase efficiency and scalability.
• Serve as a subject matter expert on assigned state markets, regulatory environments, competitive dynamics, and product performance.
• Define and validate product-market fit, leveraging quantitative analysis and customer insights to inform strategy.
• Lead cross-functional projects from planning through execution, ensuring high-quality and timely outcomes.

Skills

Pricing & Risk Mgmt

Rate Making

Forecasting

Modeling

Competitive Analysis

Risk Portfolio Mgmt

Project Management

Stakeholder Communication

Regulatory Knowledge

Education

Bachelor's degree in quantitative field

Job description

Kin Insurance is seeking a strategic Pricing & Risk Manager to drive profitable growth across homeowners and auto markets. You will own state-specific P&Ls, shape pricing, underwriting strategy, and regulatory filings in collaboration with actuarial, claims, distribution, and technology teams.

You will lead rate-making, forecasting, and risk selection, while driving cross-functional projects and improving customer experiences.