Strategic Loan Officer — Credit & Approvals

ALL AMERICA BANK; Elgin (OK); On-site; USD 50,000 - 75,000; Full time

Job summary

ALL AMERICA BANK is seeking a focused Loan Officer to evaluate and authorize loan applications while delivering excellent customer service. You will analyze borrowers' financial status, explain options, collect documentation, and ensure compliance with lending policies.

Join a collaborative team focused on accurate decision-making, risk assessment, and transparent communication with clients through all stages of the loan process.

Qualifications

• Bachelor's degree in Finance, Business, Economics or related field preferred.
• Proven experience as a Loan Officer or in a similar financial role.
• Strong understanding of lending practices, credit analysis and financial statements.
• Excellent communication and interpersonal skills.
• Ability to assess risk and make sound decisions.
• Attention to detail and high accuracy.

Responsibilities

• Evaluate loan applications by analyzing applicants' financial status, creditworthiness and repayment ability.
• Assist clients in understanding loan options, terms and conditions.
• Collect and verify necessary documentation to process loan requests.
• Approve or decline loan applications based on established lending criteria.
• Maintain detailed records of loan transactions and client interactions.
• Ensure compliance with regulatory requirements and company policies.
• Collaborate with credit analysts and team members to facilitate loan processing.
• Follow up with clients to ensure timely decisions.

Skills

Interpersonal skills

Communication skills

Decision-making

Attention to detail

Teamwork

Education

Bachelor's degree in Finance/Business/Economics

Job description

ALL AMERICA BANK is seeking a focused Loan Officer to evaluate and authorize loan applications while delivering excellent customer service. You will analyze borrowers' financial status, explain options, collect documentation, and ensure compliance with lending policies.

Join a collaborative team focused on accurate decision-making, risk assessment, and transparent communication with clients through all stages of the loan process.