Strategic Credit Risk & Pricing Leader

Tally; San Francisco (CA); Hybrid; USD 136,000 - 155,000; Full time

Benefits offered by this job

Medical, dental, and vision

401(k) match

Health and wellness programs

Flexible time off

Up to 16 weeks parental leave

Job summary

Happen Bank is seeking a qualified Credit Risk professional to lead underwriting, pricing strategy, and KPI tracking in a hybrid San Francisco office. You will design A/B tests, build dashboards, and mine loan data to drive risk-adjusted revenue and portfolio performance.

Ideal candidates have 3+ years in credit/risk analytics, a quantitative degree, and strong SQL/SAS/R/Python skills, plus BI tools like Tableau or Excel. Location: SF with hybrid in-office schedule.

Qualifications

• 3+ years of experience in credit, analytics, risk management, or data science.
• Bachelor's degree or higher in a quantitative field; or equivalent work experience.
• Technical skills with SQL, SAS, R and Python.
• Experience with BI/data visualization tools like Tableau or Excel.

Responsibilities

• Develop, implement, and handle credit risk strategies including underwriting, pricing, and loan amount validation.
• Design A/B tests to understand risk-return tradeoffs using hypothesis testing.

Skills

SQL

SAS

R

Python

Tableau

Excel

Education

Bachelor's degree in a quantitative field

Job description

Happen Bank is seeking a qualified Credit Risk professional to lead underwriting, pricing strategy, and KPI tracking in a hybrid San Francisco office. You will design A/B tests, build dashboards, and mine loan data to drive risk-adjusted revenue and portfolio performance.

Ideal candidates have 3+ years in credit/risk analytics, a quantitative degree, and strong SQL/SAS/R/Python skills, plus BI tools like Tableau or Excel. Location: SF with hybrid in-office schedule.