Credit Risk Manager, AI-Driven Lending & Blockchain

Figure Lending; San Francisco (CA); On-site; USD 135,000 - 168,000; Full time

Benefits offered by this job

Comprehensive medical, dental, and 100

HSA and FSA options

401(k) with employer match

11 holidays and PTO

Paid family leave

Education reimbursement

Job summary

Figure Lending in San Francisco is seeking a Credit Risk Manager to translate analytics and alternative data into risk-informed strategies for HELOC and secured lending portfolios.

You will partner with Capital Markets, Product, Engineering, Servicing, and Compliance to refine underwriting, model economics, test risk controls, and communicate results to investors.

This role requires a proactive problem solver with deep SQL/Python skills and a track record of turning data into actionable insights.

Qualifications

• Bachelor/Master’s degree with a quantitative background.
• 5+ years in credit risk management or data science within consumer lending.
• Strong analytical and problem-solving skills with solid business judgment.

Responsibilities

• Continuously refine and modernize credit underwriting strategies using advanced analytics.
• Analyze historical loan performance to model credit expansion and optimize funnels.
• Perform root-cause analyses on losses and sharpen fraud controls with Fraud Risk Management.
• Develop valuation models to estimate segment-level economics for investors.
• Collaborate with Product, Engineering, and Data Science to design A/B tests balancing risk and conversion.
• Track and validate pre- and post-implementation performance of credit and fraud rules.
• Present underwriting methodology to investors and support due diligence.
• Ensure compliance with regulatory requirements in all credit strategies.

Skills

SQL

Python/R

Data analysis

Predictive modeling

Tableau

Power BI

Looker

Cross-functional

Fraud controls

Education

Bachelor's/Master’s in quantitative field

Tools

Tableau

Power BI

Looker

Python

R

SQL

Job description

Figure Lending in San Francisco is seeking a Credit Risk Manager to translate analytics and alternative data into risk-informed strategies for HELOC and secured lending portfolios.

You will partner with Capital Markets, Product, Engineering, Servicing, and Compliance to refine underwriting, model economics, test risk controls, and communicate results to investors.

This role requires a proactive problem solver with deep SQL/Python skills and a track record of turning data into actionable insights.