Strategic Commercial Lending Officer

First Federal Bank of Twin Falls; Burley (ID); On-site; USD 65,000 - 110,000; Full time

Benefits offered by this job

Paid vacation

Sick leave

Holidays

Health insurance

Dental insurance

Vision insurance

401(k)

Educational assistance

Life insurance

Long-term disability

Community service hours

Pay-It-Forward program

Job summary

First Federal Bank of Twin Falls is seeking a Commercial Lending Officer to grow loan portfolios and serve business clients in the Idaho market. You will assess credit opportunities, structure loan terms, and collaborate with branches to deliver a full suite of banking services.

Ideal candidates will have at least 2 years of commercial lending experience and an associate’s degree in business, accounting, or finance, with 3 years’ banking officer experience preferred.

Qualifications

• Associate's degree in business, accounting or finance.
• At least 2 years of experience in commercial lending or closely related role.
• 3 years' experience as a business/commercial banking officer preferred.

Responsibilities

• Develops new business customer relationships for loan, deposit and other business banking services.
• Develops internal and external referral sources through centers of influence, participation in bank events and community activities.
• Maintains and enhances information based on local, regional and national economics, as well as other concerns that would impact the bank’s lending activities.
• Negotiates credit terms such as costs, repayment methods and collateral specifications.
• Evaluates potential customer loan requests and approves or denies loans within lending limits or makes recommendations to management.
• Performs assigned business development activities, such as identifying and calling on new prospects and assisting customers with accounts and loan documentation.

Skills

2 years of experience in Commercial L

3 years' experience as a Business/Com

Education

Associate's degree in business, Accounting or Finance

Job description

First Federal Bank of Twin Falls is seeking a Commercial Lending Officer to grow loan portfolios and serve business clients in the Idaho market. You will assess credit opportunities, structure loan terms, and collaborate with branches to deliver a full suite of banking services.

Ideal candidates will have at least 2 years of commercial lending experience and an associate’s degree in business, accounting, or finance, with 3 years’ banking officer experience preferred.