Commercial Lender

RockBridge Search & Recruitment; Northern (KY); Hybrid; USD 80,000 - 120,000; Full time

Benefits offered by this job

Competitive benefits

Performance-based incentives

401(k) with company match

Paid time off

Professional development

Work-life balance

Community involvement

Supportive leadership

Company culture

Job summary

RockBridge Search & Recruitment is seeking a Commercial Lender in Southeast Idaho to build and manage a portfolio of lending relationships with local businesses. You will analyze financials, structure loans, and collaborate with credit and treasury teams to deliver tailored banking solutions.

The role emphasizes relationship-first service, community involvement, and career growth within a supportive bank culture. A bachelor’s degree and 3+ years in lending are preferred.

Qualifications

• 3+ years of commercial lending or commercial banking experience.
• Proven ability to develop new business and grow client relationships.
• Strong knowledge of commercial credit analysis, underwriting, and loan structuring.
• Ability to interpret financial statements and assess business performance.
• Excellent communication, negotiation, and presentation skills.

Responsibilities

• Develop and manage a diverse portfolio of commercial lending relationships.
• Generate new business through networking, referrals, community involvement, and strategic business development.
• Meet with business owners to understand their financial goals and recommend lending and treasury solutions.
• Structure, negotiate, and close commercial loans while maintaining sound credit quality.
• Analyze financial statements, tax returns, cash flow, and collateral to evaluate creditworthiness.
• Prepare comprehensive credit presentations and loan recommendations.
• Monitor existing relationships through annual reviews, covenant compliance, and portfolio management.
• Partner with credit, treasury management, and retail banking teams to deliver exceptional customer service.
• Identify opportunities to deepen customer relationships with additional banking products and services.
• Represent the bank professionally at community events, business organizations, and networking functions.

Skills

Commercial lending

Relationship management

Credit analysis

Loan structuring

Financial statement analysis

Education

Bachelor's degree (Business/Finance/Accounting)

Job description

Location: Southeast Idaho
Salary: $80,000 to $120,000 DOE + Excellent Benefits

Build Relationships. Strengthen Communities. Grow Your Career.

Are you a relationship-driven banking professional who believes that great lending is about more than numbers? Do you enjoy helping local businesses thrive while working for an organization that values family, integrity, and work-life balance? If so, this could be the opportunity you've been searching for.

We're looking for an energetic and customer-focused Commercial Lender to join our growing team in Southeast Idaho. In this role, you'll become a trusted financial partner to business owners throughout the community, providing tailored lending solutions while building long-lasting relationships that help businesses, families, and local economies succeed.

This is more than a lending position. It's an opportunity to become part of a bank that invests in its employees, celebrates achievements together, and understands that success at work begins with a healthy life outside the office.

What You'll Do

• Develop and manage a diverse portfolio of commercial lending relationships.
• Generate new business through networking, referrals, community involvement, and strategic business development.
• Meet with business owners to understand their financial goals and recommend customized lending and treasury solutions.
• Structure, negotiate, and close commercial loans while maintaining sound credit quality.
• Analyze financial statements, tax returns, cash flow, and collateral to evaluate creditworthiness.
• Prepare comprehensive credit presentations and loan recommendations.
• Monitor existing relationships through annual reviews, covenant compliance, and ongoing portfolio management.
• Partner with credit, treasury management, and retail banking teams to deliver exceptional customer service.
• Identify opportunities to deepen customer relationships with additional banking products and services.
• Represent the bank professionally at community events, business organizations, and networking functions.

What We're Looking For

• 3+ years of commercial lending or commercial banking experience.
• Proven success developing new business and growing client relationships.
• Strong knowledge of commercial credit analysis, underwriting, and loan structuring.
• Ability to interpret financial statements and assess business performance.
• Excellent communication, negotiation, and presentation skills.
• Self-motivated professional with exceptional organizational and time management abilities.
• Commitment to providing outstanding customer service with a relationship-first mindset.
• Bachelor's degree in Business, Finance, Accounting, or a related field is preferred.

Why You'll Love Working Here

We believe people perform at their best when they're supported both professionally and personally. That's why we've built a culture centered around teamwork, flexibility, and family values.

• Competitive salary of $80,000 to $120,000 , depending on experience
• Performance-based incentive opportunities
• Comprehensive medical, dental, and vision insurance
• 401(k) with company match
• Generous paid vacation, holidays, and paid time off
• Work-life balance that allows you to prioritize what matters most
• Professional development and career advancement opportunities
• A collaborative, supportive leadership team that genuinely invests in your success
• Community-focused culture where your contributions make a lasting impact

Join a Bank That Feels Like Family

We're seeking someone who values relationships, believes in doing business the right way, and wants to build a long-term career with an organization that treats employees like family. If you're passionate about helping businesses grow while enjoying a rewarding career in an encouraging and supportive environment, we'd love to meet you.