Strategic Commercial Lender: Underwrite, Grow & Close

First United Bank; Marble Falls (TX); On-site; USD 65,000 - 90,000; Full time

Job summary

First United Bank in Marble Falls is seeking a Commercial Loan Officer to grow our commercial lending portfolio by underwriting, structuring and closing loans, and by servicing existing relationships.

You will evaluate credit histories, negotiate terms, assist with training for new officers, and engage with the local business community to expand our client base while maintaining high service standards.

Qualifications

• Bachelor’s degree in business, finance, or accounting preferred.
• Minimum of three years of experience in commercial banking.
• Extensive knowledge of commercial lending policies and procedures.
• Extensive knowledge of lending services and related areas.

Responsibilities

• Acquisition, expansion and retention of commercial relationships using a proactive calling strategy.
• Cross-sell ancillary products and services of the bank.
• Analyzes credit history of applicants and determines loan repayment capabilities.
• Negotiates credit terms, such as costs, loan repayment methods and collateral specifications.
• Develops and maintains interest rate structure to be consistent with policies and market rates.

Skills

Exceptional customer service

Problem solving

Interpersonal skills

Communication skills

Education

Bachelor’s degree in business, finance, or accounting

Minimum of three years of experience in commercial banking

Job description

First United Bank in Marble Falls is seeking a Commercial Loan Officer to grow our commercial lending portfolio by underwriting, structuring and closing loans, and by servicing existing relationships.

You will evaluate credit histories, negotiate terms, assist with training for new officers, and engage with the local business community to expand our client base while maintaining high service standards.