Commercial Lending & Relationship Manager

First United Bank; Plano (TX); On-site; USD 85,000 - 125,000; Full time

Job summary

First United Bank in Plano seeks a Commercial Loan Officer to grow the commercial loan portfolio through underwriting, structuring, and closing loans while servicing existing relationships.

You will acquire and expand commercial relationships, cross-sell products, analyze credit histories, negotiate terms, and contribute to policy compliance and training for junior staff.

Join a team dedicated to community banking and exceptional customer service in a collaborative environment.

Qualifications

• Bachelor’s degree in business, finance, or accounting preferred.
• Minimum of three years of experience in commercial banking.
• Extensive knowledge of commercial lending policies and procedures.
• Extensive knowledge of lending services and related areas.
• Business development experience.

Responsibilities

• Acquisition, expansion and retention of commercial relationships using a proactive calling strategy.
• Cross-sell ancillary products and services of the bank.
• Analyzes credit history of applicants and determines loan repayment capabilities.
• Negotiates credit terms, such as costs, loan repayment methods and collateral specifications.
• Develops and maintains interest rate structure to be consistent with policies.
• Evaluates potential customer loan requests and makes loan recommendations to management.
• Daily review, approval, and disposition of commercial overdrafts.
• Reviews new laws and regulations that influence business lending and makes recommendations to management.
• Provides assistance and training for new commercial loan officers.
• Develops new customer prospects and business for First United.
• Represents the bank in the local community through active participation in community affairs.

Skills

Relationship building

Customer service

Problem solving

Judgment

Interpersonal skills

Communication

Education

Bachelor’s degree in business/finance

Job description

First United Bank in Plano seeks a Commercial Loan Officer to grow the commercial loan portfolio through underwriting, structuring, and closing loans while servicing existing relationships.

You will acquire and expand commercial relationships, cross-sell products, analyze credit histories, negotiate terms, and contribute to policy compliance and training for junior staff.

Join a team dedicated to community banking and exceptional customer service in a collaborative environment.