Strategic Commercial Credit Underwriter

Prosperity Bank; Victoria (TX); On-site; USD 70,000 - 110,000; Full time

Job summary

Prosperity Bank is seeking a Commercial Credit Underwriter (FT) for Corpus Christi or Victoria, TX. The role involves quantitative and qualitative credit analysis for commercial loan requests and collaboration with lending officers to understand and mitigate risks.

You will prepare credit memorandums, discuss loan structures to protect the bank, and ensure timely presentations to management. The position requires strong analytical abilities and excellent communication skills to maintain

Qualifications

• College degree in business or equivalent; accounting/finance coursework recommended.
• Proficient in Word, Excel and PowerPoint.
• Banking internship is a plus and preferred by the employer.

Responsibilities

• Analyze client-specific financial statements, spreads and ratios; assess industry and economic risks.
• Review credit issues with loan officers and obtain additional information as required.
• Prepare credit memorandums summarizing lending opportunities, risks and proposed loan structures.

Skills

Financial statement analysis

Oral and written presentations

Multitasking

Confidentiality

Communication skills

Analytical thinking

Education

College degree in business or equivalent

Banking internship desired

Tools

Microsoft Word

Excel

PowerPoint

Job description

Prosperity Bank is seeking a Commercial Credit Underwriter (FT) for Corpus Christi or Victoria, TX. The role involves quantitative and qualitative credit analysis for commercial loan requests and collaboration with lending officers to understand and mitigate risks.

You will prepare credit memorandums, discuss loan structures to protect the bank, and ensure timely presentations to management. The position requires strong analytical abilities and excellent communication skills to maintain