Senior Credit Analyst - Underwriting & Risk Analytics

Talentify; New York (NY); On-site; USD 65,000 - 90,000; Full time

Job summary

Fifth Third Bank is seeking a Credit Analyst to perform underwriting and ongoing monitoring of credit portfolios. The role involves preparing credit approval memos, analyzing financial statements, and identifying key credit risks to support decisions.

The analyst will develop proficiency in underwriting end-to-end with guidance on more complex credits and participate in portfolio reviews to ensure risk is managed effectively.

Qualifications

• Experience with credit underwriting and financial statement analysis.
• Ability to identify key credit risks and present them clearly in memos.
• Proficiency in financial modeling and risk assessment.

Responsibilities

• Proactively monitor Credit Excellence and collect financial statements for renewals and reviews.
• Prepare succinct credit approval memos with risk analysis and terms.
• Monitor portfolio through covenant tracking and run risk rating models.
• Identify required monitoring analysis activities and execute them.

Skills

Underwriting

Financial modeling

Risk analysis

Credit monitoring

Covenant tracking

Financial statement reviews

Job description

Fifth Third Bank is seeking a Credit Analyst to perform underwriting and ongoing monitoring of credit portfolios. The role involves preparing credit approval memos, analyzing financial statements, and identifying key credit risks to support decisions.

The analyst will develop proficiency in underwriting end-to-end with guidance on more complex credits and participate in portfolio reviews to ensure risk is managed effectively.