Impactful Commercial Credit Analyst – Financial Institutions

Fifth Third Bank; Cincinnati (OH); On-site; USD 54,000 - 112,000; Full time

Job summary

Fifth Third Bank seeks a Commercial Credit Analyst for Financial Institutions to support underwriting and ongoing credit monitoring. You will analyze financial statements, draft credit approval memos, and monitor covenants while working with cross-functional teams to identify risks and opportunities.

Responsibilities include portfolio monitoring, undergoing periodic reviews, and preparing reports for leadership.

Qualifications

• Bachelor's degree in Business or related field.
• 2+ years of Commercial Banking credit analysis experience.
• Strong financial/risk analysis with financial modeling.
• Knowledge of banking products and services.
• Proficiency in MS Office and internal banking systems.

Responsibilities

• Monitor Credit Excellence and collect financial statements for renewals and reviews.
• Prepare succinct credit approval memos with risks, analyses, and terms.
• Perform ongoing portfolio monitoring, covenant tracking, and risk models.
• Identify monitoring activities and verify covenants; update ticklers.
• Produce pipeline and portfolio reports for leadership and underwriters.
• Support portfolio reviews and underwriting with limited oversight.

Skills

Commercial banking credit analysis

Financial risk analysis

Financial modeling

Banking products and services

Corporate business structure

US government regulation

Internal banking applications

Verbal and written communication

Problem solving and analytical skills

Microsoft Office

Education

Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)

Job description

Fifth Third Bank seeks a Commercial Credit Analyst for Financial Institutions to support underwriting and ongoing credit monitoring. You will analyze financial statements, draft credit approval memos, and monitor covenants while working with cross-functional teams to identify risks and opportunities.

Responsibilities include portfolio monitoring, undergoing periodic reviews, and preparing reports for leadership.