Strategic Commercial Credit Analyst

Atlantic Federal Credit Union; South Portland (ME); Sur place; USD 70 000 - 100 000; Plein temps

Résumé du poste

Atlantic Federal Credit Union in Maine is seeking a Commercial Credit Analyst to join our growing Commercial Lending team. You will evaluate a diverse range of commercial borrowing opportunities, including commercial real estate (CRE) and commercial & industrial (C&I) relationships, helping ensure sound lending decisions and a high-quality loan portfolio.

Working closely with Relationship Managers and lending leadership, you'll analyze financial performance, assess risk, and provide

Qualifications

• 3-5 years of related commercial credit, lending, banking, finance, accounting, or financial analysis experience.
• Strong financial statement and cash flow analysis skills.
• Ability to interpret complex financial information and identify key risks.
• Strong organizational skills and attention to detail.
• Experience with Abrigo or similar credit analysis software.

Responsabilités

• Analyze financial statements, tax returns, cash flow, and supporting documentation to assess creditworthiness and repayment capacity.
• Evaluate loan structures, collateral, guarantor strength, and potential risk factors.
• Prepare clear, well-supported credit presentations and recommendations.
• Conduct annual reviews of commercial loan relationships.
• Assess economic, industry, and market trends that may impact borrower performance.
• Partner with Commercial Lending professionals to identify strengths, concerns, and opportunities within lending relationships.
• Support process improvements, technology initiatives, appraisal coordination, and other special projects.
• Contribute to the continued growth and strength of Atlantic's commercial lending portfolio.

Connaissances

Financial analysis

Credit risk assessment

Analytical thinking

Communication

Outils

Abrigo

Description du poste

Atlantic Federal Credit Union in Maine is seeking a Commercial Credit Analyst to join our growing Commercial Lending team. You will evaluate a diverse range of commercial borrowing opportunities, including commercial real estate (CRE) and commercial & industrial (C&I) relationships, helping ensure sound lending decisions and a high-quality loan portfolio.

Working closely with Relationship Managers and lending leadership, you'll analyze financial performance, assess risk, and provide